How much can I borrow under a Federal Stafford Loan?
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These Federal Stafford loan limits are for the 2015-2016 academic school year.
The loan limits are based on the student’s grade level and dependency status. Independent students can borrow more because they are paying for college without assistance from their family. Dependent students whose parents were denied a Federal Parent PLUS loan are eligible to borrow at the independent student limits.
It is important to note that even if a student is financially self-sufficient and paying for his/her education on his/her own, dependency status is still determined by the school.
After a student has exhausted his/her federal loan limits, he/she may wish to consider private student loans, which allow students to borrow up to the total cost of education less other financial aid received.
Not all lenders offer private student loans for every school. Complete these three simple steps to find the right loan for you:
1Pick Your College
2View Your Options
3Click to Apply
PrivateStudentLoans.com recommends you consider all financial aid alternatives including grants, scholarships and federal loans
(Federal Stafford, Federal Parent PLUS, Federal Grad PLUS) prior to applying for private student loans.