Introduction to Federal Stafford Loans
Available to undergraduate and graduate students, the Federal Stafford Loan is the most popular student loan program. Stafford loans offer low, fixed interest rates and subsidized interest to eligible undergraduates.
Subsidized Stafford Loans
The federal government pays the interest on subsidized Stafford loans while the borrower is enrolled in school on at least a half-time basis and during other periods of authorized deferment.
Unsubsidized Stafford Loan
Unsubsidized Federal Stafford loans are available to most undergraduate students, without regard to financial need.
Eligibility for Federal Stafford Loans
Learn about the eligibility requirements for the Federal Stafford Loan, a student loan taken out by both undergraduate and graduate and professional school students.
Interest Rates and Fees on Federal Stafford Loans
Interest rates on Federal Stafford loans are fixed. Federal Stafford loans for graduate and professional students have higher interest rates than Federal Stafford loans for undergraduate students.
Federal Stafford Loan Limits
Find out how much you can borrow each year, as well as how much you can borrow during your entire college education in the Federal Stafford Loan program.