Introduction to Federal Stafford Loans
Get an overview of the Federal Stafford Loan, a low, fixed-rate federal loan available to undergraduate and graduate students to help pay for college.
Subsidized Federal Stafford Loans
The federal government pays the interest on subsidized Stafford loans while the borrower is enrolled in school on at least a half-time basis and during other periods of authorized deferment. Learn more about eligibility, loan limits and how to apply.
Unsubsidized Federal Stafford Loans
Unsubsidized Stafford loans are available to most college students without regard to financial need. Learn more about eligibility and interest rates.
Eligibility for Federal Stafford Loans
Learn about the eligibility requirements for the Federal Stafford Loan, a student loan taken out by both undergraduate and graduate and professional school students.
Interest Rates and Fees on Federal Stafford Loans
Interest rates on Federal Stafford loans are fixed. Undergraduates receive lower Stafford loan interest rates than graduate students. Find current interest rates and fees for federal Stafford loans.
Federal Stafford Loan Limits
Find out how much you can borrow each year, as well as how much you can borrow during your entire college education in the Federal Stafford Loan program.