Introduction to Private Student Loans
Private student loans are credit-based, non-federal education loans made by banks, credit unions, non-bank financial institutions, state agencies and colleges and universities.
Find the Best Private Student Loan Interest Rates
Denied for a Private Student Loan, Now What?
Learn what to look for when comparing student loans to find the best student loan interest rate available to you. Understand the different between fixed and variable, and what to look for when comparing.
Interest Rates on Private Student Loans
Don’t lose hope! Being denied for a private student loan doesn’t mean you’re out of the game. Here's some tips for what to do next.
Private student loan interest rates, which can be fixed or variable, are set by the commercial lenders and state loan agencies offering the loans.
Private Parent Loans
Several lenders offer private loans specifically for the parents of college students. Learn more about the costs and benefits of Private Parent Loans.
Many colleges and universities offer their own loans to help students and families pay for college. Institutional loan funds typically come from the college’s resources, alumni, corporations, foundations, donors and repayments from prior college loan borrowers.
Some state agencies and state-chartered non-profit organizations offer private student loans to college students who are state residents or who are enrolled in colleges located in the state.