Locating Student Loans and Loan Servicers

There are several tools that borrowers may use to find a list of all their federal student loans and the servicers on these loans. It is easy for borrowers to lose track of their loans’ servicers, since borrowers may have several loans, each with a different servicer, and the servicers can change periodically.

Information about federal loans, including federal student loans and federal parent loans, may be found using the U.S. Department of Education’s National Student Loan Data System (NSLDS). NSLDS includes information about all federal student loans and federal grants. Borrowers will need an FSA ID to login to NSLDS, along with their Social Security number and date of birth.

For information on the servicer of a Perkins Loan, contact the school that originally made the loan.

Private student loans, along with federal education loans, should be listed on the borrower’s credit report. Consumers may obtain a free copy of their credit reports from each of the major credit bureaus once a year through annualcreditreport.com. Call 1-877-FACT-ACT (1-877-322-8228) for more information.

Federal Direct Loan Servicers
Name Phone Number
Aspire Resources Inc. 1-855-475-3335
CornerStone 1-800-663-1662
Debt Management and Collections System 1-800-621-3115
ESA/Edfinancial 1-855-337-6884
FedLoan Servicing (PHEAA) 1-800-699-2908
Granite State - GSMR 1-888-556-0022
Great Lakes Educational Loan Services, Inc. 1-800-236-4300
MOHELA 1-888-866-4352
Nelnet 1-888-486-4722
OSLA Servicing 1-866-264-9762
Sallie Mae 1-800-722-1300
VSAC Federal Loans 1-888-932-5626