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Home » Ask » Student Aid Matters® FAQ » Are Credit Unions FDIC Insured

Are Credit Unions FDIC Insured

Penny Redlin
By Penny Redlin
December 18, 2025

Credit unions are not insured by the FDIC (Federal Deposit Insurance Corporation). Instead, they are insured by the NCUA (National Credit Union Administration), which provides similar protection. Deposits are insured up to $250,000 per account, just like FDIC insurance for banks.

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