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Private Student Loan Tips for 2022

Find the best interest rates, compare federal and private student loans, and understand your private student loan options when it comes to paying for college, including parent student loans. Edvisors addresses some of the most common questions here.

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Best Private Student Loans in May 2022

Compare the best private student loans. Learn about top private lenders who will offer you competitive rates and benefits and how you can easily apply online in minutes.

Private Student Loan Interest Rates

Find current private student loan interest rates and compare to federal student loan interest rates to find the loan that is right for you.

Student Loan Comparison: Federal Loans vs Private Loans

Compare your student loan options easily with our comparison tables. Understand the benefits of Direct subsidized and unsubsidized loans, PLUS loans, and private student loans.

Income Share Agreements

Income Share Agreements (ISAs) provide students with money to pay for college in exchange for a percentage of their income after graduation. Learn about using ISAs to pay for college.

Private Student Loan Cosigner: Everything you Need to Know

Having a student loan cosigner is a great way to get approved for a private student loan and qualify for a lower interest rate. A cosigner can be any responsible adult who fits the criteria. Look for a lender that offers cosigner release as a way to relieve your cosigner of their responsibility once you’ve made a series of on-time payments.

Best Nursing School Loans

There are federal and private student loans available for nursing school. Once you’ve exhausted federal student loans, private student loans may help you fill the funding gap. Learn more about your federal and private student loans options.

Parent PLUS Loans vs Private Student Loans

Review the pros and cons of Parent PLUS Loans to private student loans. Comparison chart included.

Emergency Student Loans

Colleges and lenders have programs in place to help you make ends meet when you need it most. Learn more about emergency help, including federal, state, institutional and private student loan options.

Best International Student Loans

International students have limited U.S. loan options when it comes to borrowing to pay for college. There are lenders that work with international students, particularly if they have an eligible cosigner.

How Does Interest on Student Loans Work?

Interest on a student loan is the cost you pay for borrowing money. Federal and private student loans have different interest rates and formulas for calculating interest.

Student Loan APR: Calculating the Real Costs

Federal student loan interest rates are as low as 4.99%, and private loans start around 0.99%. But what does it really cost to borrow? Origination fees and other factors make a big difference on federal and private student loans.

What Is the Average Student Loan Interest Rate?

When shopping for student loans, it's helpful to know the average student loan interest rate of private and federal student loans.

Private Student Loans and Credit

Credit is a big factor in getting approved for a private loan for college. Learn how banks judge your credit and how this affects your loan options.

Student Loans Without a Cosigner

Students who do not have a cosigner are still eligible for student loans. Options include federal student loans, as well as some private lenders if you qualify. Learn more.

What are Institutional Loans for Students?

Many colleges and universities offer their own loans to help students and families pay for college. Institutional loan funds typically come from the college’s resources, alumni, corporations, foundations, donors and repayments from prior college loan borrowers.

Student Loans for Students Attending a Texas College or University

Are you a Texas resident or an out-of-state student attending a school in Texas? Discover student loan options specifically for students in Texas.

Student Loans Options for Borrowers With Bad Credit

Learn which student loans do not require a credit check, and what you need to know to qualify for credit-based student loans.

Pros and Cons of Private Student Loans

Learn the pros and cons of Private student loans, including borrowing up to your school’s certified cost of attendance, and potentially lower interest rates than federal student loans.

What is a Credit Union Student Loan

Credit Union Student Loans can be a smart move if you need more money after receiving other financial aid.

Low Interest Student Loans

Student loans are often necessary to help pay for college. Finding low interest student loans will help save money on the total cost of your education.

Do Student Loans Affect Credit Score?

Your credit score is positively affected by the on-time student loan payments you make, and negatively affected when you miss or make late paymentsYour credit score is positively affected by the student loan payments you make, and negatively affected when you don’t make payments..

Can You File Bankruptcy on Student Loans?

While not impossible it is extremely difficult to discharge student loans in bankruptcy. If you are considering bankruptcy, read on to understand your options.