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Edvisors (“Edvisors Network, Inc.”) provides independent advertising-supported platforms for consumers to search compare and apply for private student loans. Loan offers from participating lenders that appear on our websites are not affiliated with any college and/or universities, and there are no colleges and/or universities which endorse Edvisors’ products or services. Lender search results do not constitute an official college preferred lender list. Edvisors receives compensation from lenders that appear on this site. This compensation may impact the placement of where lenders appear on this site, for example, the order in which the lenders appear when included in a list. Not all lenders participate in our sites and lenders that do participate may not offer loans to every school.

Edvisors is not a lender and makes no representations or warranties about your eligibility for a particular loan or financial aid. Lenders are solely responsible for any and all credit decisions, loan approval and rates, terms and other costs of the loan offered and may vary based upon the lender you select. Please check with your school or lender directly for information related to your personal eligibility.

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Private Student Loans

What are Private Student Loans How to Get a Private Student Loan Types of Private Financial Aid Student Loan Cosigners and Credit
What are Private Student Loans
How to Get a Private Student Loan
Types of Private Financial Aid
Student Loan Cosigners and Credit

Private Student Loans

Editor's Picks for Private Student Loans

Edvisors Network

Federal vs Private Student Loans: A Comparison

By Edvisors Network
Compare your student loan options easily with our comparison tables. Understand the benefits of Direct subsidized and unsubsidized loans, PLUS loans, and private student loans.
Read Article
Female student smiling while sitting at a desk in front of a chalkboard in her college classroom that says Student Loan
Elaine Rubin

Best Private Student Loans in February 2023

By Elaine Rubin
Compare the best private student loans. Learn about top private lenders who will offer you competitive rates and benefits and how you can easily apply online in minutes.
Read Article
Distressed female student with help sign as she worries about finding money for college
Edvisors Network

Emergency Student Loans

By Edvisors Network
Colleges and lenders have programs in place to help you make ends meet when you need it most. Learn more about emergency help, including federal, state, institutional and private student loan options.
Read Article
Tre Norman

Private Student Loan Cosigner: Everything you Need to Know

By Tre Norman
Having a student loan cosigner is a great way to get approved for a private student loan and qualify for a lower interest rate. A cosigner can be any responsible adult who fits the criteria. Look for a lender that offers cosigner release as a way to relieve your cosigner of their responsibility once you’ve made a series of on-time payments.
Read Article
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Most Popular Private Student Loan Articles

Edvisors Network

Private Student Loans and Credit

By Edvisors Network
Updated on 09/23/2022
Credit is a big factor in getting approved for a private loan for college. Learn how banks judge your credit and how this affects your loan options.
Read Article
Elaine Rubin

Income Share Agreements: A Comprehensive Guide to Income Share Agreements

By Elaine Rubin
Updated on 09/23/2022
Income Share Agreements (ISAs) provide students with money to pay for college in exchange for a percentage of their income after graduation. Learn about using ISAs to pay for college.
Read Article
Elaine Rubin

Pros and Cons of Private Student Loans

By Elaine Rubin
Updated on 09/23/2022
Learn the pros and cons of Private student loans, including borrowing up to your school’s certified cost of attendance, and potentially lower interest rates than federal student loans.
Read Article

Private Student Loans

A private student loan is a credit-based loan for college that can cover the gap between financial aid received and the full cost of attendance. Private student loans are issued by private lending institutions, such as banks and credit unions.
Read More Info

Private student loan terms and conditions vary by lender. However, there are some terms and conditions that tend to be pretty similar from lender to lender.
Read More Info

One way to find a private lender that works with your school is to contact your school’s financial aid office, you can also enter your school on the home page of Edvisors.com to see a list of lenders that work with your school.
Read More Info

The exact amount of time it takes to get a private student loan will vary by lender, school, and time of year. Generally, the process can take as little as two weeks and as long as two months.
Read More Info

Unless you have a strong credit rating and history, you will probably need to apply for a private student loan with a credit-worthy cosigner.
Read More Info

Yes, some private student loan lenders offer options for students who are seeking professional training and trade certificate programs.
Read More Info

What are Private Student Loans

Elaine Rubin

Pros and Cons of Private Student Loans

By Elaine Rubin
Updated on 09/23/2022
Learn the pros and cons of Private student loans, including borrowing up to your school’s certified cost of attendance, and potentially lower interest rates than federal student loans.
Edvisors Network

Private Student Loan Interest Rates

By Edvisors Network
Updated on 09/30/2022
Find current private student loan interest rates and compare to federal student loan interest rates to find the loan that is right for you.
Edvisors Network

Private Student Loans: Myth vs. Reality

By Edvisors Network
Updated on 09/23/2022
Have you heard a lot about private student loans? We're busting 7 common myths with expert advice.
Edvisors Network

Federal vs Private Student Loans: A Comparison

By Edvisors Network
Updated on 09/30/2022
Compare your student loan options easily with our comparison tables. Understand the benefits of Direct subsidized and unsubsidized loans, PLUS loans, and private student loans.
Back to categories

How to Get a Private Student Loan

Penny Redlin

Low Interest Student Loans

By Penny Redlin
Updated on 09/23/2022
Student loans are often necessary to help pay for college. Finding low interest student loans will help save money on the total cost of your education.
Edvisors Network

Responsible Student Loan Borrowing

By Edvisors Network
Updated on 04/12/2022
Are you worried about graduating with a mountain of debt? We've got some great strategies to help you borrow responsibly while making your college dreams a reality.
Edvisors Network

What Is the Average Student Loan Interest Rate?

By Edvisors Network
Updated on 09/23/2022
When shopping for student loans, it's helpful to know the average student loan interest rate of private and federal student loans.
Elaine Rubin

Best Private Student Loans in February 2023

By Elaine Rubin
Updated on 09/23/2022
Compare the best private student loans. Learn about top private lenders who will offer you competitive rates and benefits and how you can easily apply online in minutes.
Elaine Rubin

Student Loan APR: Calculating the Real Costs

By Elaine Rubin
Updated on 09/23/2022
Federal student loan interest rates are as low as 4.99%, and private loans start around 3.99%. But what does it really cost to borrow? Origination fees and other factors make a big difference on federal and private student loans.
Edvisors Network

Student Loan Handbook

By Edvisors Network
Updated on 02/17/2022
Elaine Rubin

Student Loan Hacks

By Elaine Rubin
Updated on 09/23/2022
You can conquer your student loan debt. Here are some hacks, including tips on loan forgiveness, to help ease the burden of student loan debt.
Edvisors Network

Private Student Loan Forgiveness

By Edvisors Network
Updated on 08/25/2022
Private student loan forgiveness does not exist; at least not in the same way that federal student loan forgiveness exists. This article will examine some of the things you may be able to explore with your lender, or potentially with your attorney if you’re pursuing bankruptcy.
Back to categories

Types of Private Financial Aid

Tre Norman

Private Parent Student Loans

By Tre Norman
Updated on 05/23/2022
Several lenders offer private loans specifically for the parents of college students. Learn more about the costs and benefits of Private Parent Loans.
Tre Norman

Best Nursing School Loans for February 2023

By Tre Norman
Updated on 09/30/2022
There are federal and private student loans available for nursing school. Once you’ve exhausted federal student loans, private student loans may help you fill the funding gap. Learn more about your federal and private student loans options.
Edvisors Network

Emergency Student Loans

By Edvisors Network
Updated on 09/23/2022
Colleges and lenders have programs in place to help you make ends meet when you need it most. Learn more about emergency help, including federal, state, institutional and private student loan options.
Elaine Rubin

Income Share Agreements: A Comprehensive Guide to Income Share Agreements

By Elaine Rubin
Updated on 09/23/2022
Income Share Agreements (ISAs) provide students with money to pay for college in exchange for a percentage of their income after graduation. Learn about using ISAs to pay for college.
Edvisors Network

What are Institutional Loans for Students?

By Edvisors Network
Updated on 09/23/2022
Many colleges and universities offer their own loans to help students and families pay for college. Institutional loan funds typically come from the college’s resources, alumni, corporations, foundations, donors and repayments from prior college loan borrowers.
Tre Norman

Best International Student Loans

By Tre Norman
Updated on 09/23/2022
International students have limited U.S. loan options when it comes to borrowing to pay for college. There are lenders that work with international students, particularly if they have an eligible cosigner.
Edvisors Network

Student Loans for Students Attending a Texas College or University

By Edvisors Network
Updated on 09/23/2022
Are you a Texas resident or an out-of-state student attending a school in Texas? Discover student loan options specifically for students in Texas.
Edvisors Network

Student Loans Options for Borrowers With Bad Credit

By Edvisors Network
Updated on 09/23/2022
Learn which student loans do not require a credit check, and what you need to know to qualify for credit-based student loans.
Ainsley Rindfleisch

Can You Get Student Loans for Online College?

By Ainsley Rindfleisch
Updated on 05/09/2022
You may be excited to know that you can use federal student aid, federal student loans, and private loans to cover the cost of attending many online colleges.
Back to categories

Student Loan Cosigners and Credit

Ainsley Rindfleisch

Do Student Loans Affect Credit Score?

By Ainsley Rindfleisch
Updated on 04/11/2022
Your credit score is positively affected by the on-time student loan payments you make, and negatively affected when you miss or make late paymentsYour credit score is positively affected by the student loan payments you make, and negatively affected when you don’t make payments..
Elaine Rubin

How Does Interest on Student Loans Work?

By Elaine Rubin
Updated on 09/23/2022
Interest on a student loan is the cost you pay for borrowing money. Federal and private student loans have different interest rates and formulas for calculating interest.
Edvisors Network

Private Student Loans and Credit

By Edvisors Network
Updated on 09/23/2022
Credit is a big factor in getting approved for a private loan for college. Learn how banks judge your credit and how this affects your loan options.
Tre Norman

Private Student Loan Cosigner: Everything you Need to Know

By Tre Norman
Updated on 09/23/2022
Having a student loan cosigner is a great way to get approved for a private student loan and qualify for a lower interest rate. A cosigner can be any responsible adult who fits the criteria. Look for a lender that offers cosigner release as a way to relieve your cosigner of their responsibility once you’ve made a series of on-time payments.
Penny Redlin

Student Loans Without a Cosigner

By Penny Redlin
Updated on 09/23/2022
Students who do not have a cosigner are still eligible for student loans. Options include federal student loans, as well as some private lenders if you qualify. Learn more.
Back to categories
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Edvisors provides expert advice on planning and paying for college. On Edvisors.com easily compare student loan lenders, learn how to apply for financial aid, and discover scholarships. Learn about federal and private student loans for students and parents, how and when to apply to college, and more!

Edvisors (“Edvisors Network, Inc.”) provides independent advertising-supported platforms for consumers to search compare and apply for private student loans. Loan offers from participating lenders that appear on our websites are not affiliated with any college and/or universities, and there are no colleges and/or universities which endorse Edvisors’ products or services. Lender search results do not constitute an official college preferred lender list. Edvisors receives compensation from lenders that appear on this site. This compensation may impact the placement of where lenders appear on this site, for example, the order in which the lenders appear when included in a list. Not all lenders participate in our sites and lenders that do participate may not offer loans to every school.

Edvisors is not a lender and makes no representations or warranties about your eligibility for a particular loan or financial aid. Lenders are solely responsible for any and all credit decisions, loan approval and rates, terms and other costs of the loan offered and may vary based upon the lender you select. Please check with your school or lender directly for information related to your personal eligibility.

Edvisors has endeavored to provide accurate information. However, the results provided by lenders are for illustrative purposes only and accuracy is not guaranteed, as such, Edvisors assumes no responsibility for errors or omission in the information provided.

Copyright © 1998-2023 by Edvisors Network, Inc. All rights reserved.

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