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Edvisors (“Edvisors Network, Inc.”) provides independent advertising-supported platforms for consumers to search compare and apply for private student loans. Loan offers from participating lenders that appear on our websites are not affiliated with any college and/or universities, and there are no colleges and/or universities which endorse Edvisors’ products or services. Lender search results do not constitute an official college preferred lender list. Edvisors receives compensation from lenders that appear on this site. This compensation may impact the placement of where lenders appear on this site, for example, the order in which the lenders appear when included in a list. Not all lenders participate in our sites and lenders that do participate may not offer loans to every school.

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Debt Management

Editor's Picks for Debt Management

Ainsley Rindfleisch

What is Interest and How Does it Impact Me?

By Ainsley Rindfleisch
When you go to a bank or credit union to borrow money, it’s going to cost you as well. Read on to understand how interest works and how to make it work for you!
Read Article
debt management - piggy bank under water to symbolize being in debt
Penny Redlin

How to Pay Off Debt

By Penny Redlin
If you are currently facing debt, like many Americans, you are probably wondering if you’ll ever be able to pay it all off. Unfortunately, many people simply don’t know where to start when it comes to paying off debt. In reality, paying off debt may be easier than you think if you just take small steps. 
Read Article
debt management - piggy bank with calculator and scissors with blocks spelling out cut costs
Penny Redlin

What is a Debt Management Plan

By Penny Redlin
A debt repayment plan is a type of repayment plan that helps individuals regain control of their finances. By pairing with a credit counselor, you can gain a comprehensive view of your financial situation and better understand the options at your disposal. If you and your counselor feel a debt management plan may be a solution, they can work on your behalf to develop a new payment plan that better fits your budget and lifestyle.
Read Article
Penny Redlin

Types of Loans

By Penny Redlin
A loan is money borrowed that is expected to be paid back, typically with interest. Not all loans are created equal. In fact, there are over a dozen types of consumer loans you may use to finance your next big purchase, cover an unexpected expense or fund your future goals.
Read Article

Debt Management

A check that “bounces” is a check that is returned for insufficient funds.  If you write a check for $100 but only have $80 in your checking account, you have insufficient funds to cover the amount the check is written for.  Some banks will charge over-draft fees when this occurs. 
Read More Info

Debt is money that was borrowed and is now owed to another individual or an entity.  You might borrow money to buy a house, pay for college or buy or a car.  Applying for and using a credit card is another form of debt.
Read More Info

Debt consolidation is the process of bundling your various debts into a single debt.  This might involve bundling loans together or borrowing a new loan to pay off credit cards and other debts such as a personal or car loan.  
Read More Info

The two most common types of debt are secured and unsecured.  Secured debt is typically backed by collateral (an asset that possesses value).  The lender has a lien on the collateral (they can take the asset) as an assurance of some repayment should you fail to make payments.
Read More Info

The expression of “getting into debt” typically refers to when you borrow more than you can afford to repay on time or even pay off. This will make it difficult to maintain minimum monthly payments and could cause you to juggle which debts you choose to pay each month.
Read More Info

To begin getting out of debt, it is a good idea to list out all your debts. Make sure to include student loans, car loans, mortgage (if you have one), any other loans, accounts that are in collections, and outstanding credit card debt.
Read More Info

Debt Management

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Debt Management

Penny Redlin

How to Pay Off Debt

By Penny Redlin
Updated on 10/26/2022
Penny Redlin

Types of Loans

By Penny Redlin
Updated on 10/05/2022
Penny Redlin

What is Overdraft Protection

By Penny Redlin
Updated on 10/05/2022
Penny Redlin

Making Sense of Debt Relief

By Penny Redlin
Updated on 11/22/2022
Penny Redlin

What is a Debt Management Plan

By Penny Redlin
Updated on 11/22/2022
Ainsley Rindfleisch

What is a Loan

By Ainsley Rindfleisch
Updated on 11/15/2022
Ainsley Rindfleisch

What is Interest and How Does it Impact Me?

By Ainsley Rindfleisch
Updated on 11/07/2022
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Edvisors provides expert advice on planning and paying for college. On Edvisors.com easily compare student loan lenders, learn how to apply for financial aid, and discover scholarships. Learn about federal and private student loans for students and parents, how and when to apply to college, and more!

Edvisors (“Edvisors Network, Inc.”) provides independent advertising-supported platforms for consumers to search compare and apply for private student loans. Loan offers from participating lenders that appear on our websites are not affiliated with any college and/or universities, and there are no colleges and/or universities which endorse Edvisors’ products or services. Lender search results do not constitute an official college preferred lender list. Edvisors receives compensation from lenders that appear on this site. This compensation may impact the placement of where lenders appear on this site, for example, the order in which the lenders appear when included in a list. Not all lenders participate in our sites and lenders that do participate may not offer loans to every school.

Edvisors is not a lender and makes no representations or warranties about your eligibility for a particular loan or financial aid. Lenders are solely responsible for any and all credit decisions, loan approval and rates, terms and other costs of the loan offered and may vary based upon the lender you select. Please check with your school or lender directly for information related to your personal eligibility.

Edvisors has endeavored to provide accurate information. However, the results provided by lenders are for illustrative purposes only and accuracy is not guaranteed, as such, Edvisors assumes no responsibility for errors or omission in the information provided.

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