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Home Ask Student Aid FAQ How Long Does it Take to Refinance or Consolidate my Student Loans

How Long Does it Take to Refinance or Consolidate my Student Loans

A private student loan refinance and a federal student loan consolidation will typically take 30 to 60 days. While you wait, you should continue to make your payments.

Any overpayments (payments made but not applied to your loan) will either be forwarded to the new lender or refunded back to you.