Skip Navigation
School Search Form
After Navigation
Home Ask Student Aid FAQ What are Loan Limits for Private Student Refinance Loans

What are Loan Limits for Private Student Refinance Loans

Loan limits and minimum balance requirements vary by lender. Minimum amounts typically range from $5,000 to $10,000. Maximum amounts apply as well, with the highest maximums typically reserved for graduates of medical school, law school, or other professional programs.

Your highest degree level, credit score, and income may also play a factor in determining your loan limit.

The repayment terms available to you may depend on the amount of the loan, and will vary by lender. Terms typically range from 5 to 20 years. Lenders offering fixed interest rates may have shorter repayment terms.