October 1 has traditionally been the day you could start your FAFSA. However, things have changed. This year, the 2025-2026 release will be delayed for most students. While some students may access the 2025-2026 FAFSA earlier, a full release is expected by December 2024. This delay means you’ll need to be patient and stay informed.
Here are some things you should know about the 2025-2026 FAFSA:
- 2025-2026 FAFSA Release
The 2025-2026 FAFSA release will happen in two phases. A limited release will occur on Oct. 1, 2024. Only select students and institutions will be able to complete the FAFSA. This is giving the U.S. Department of Education an opportunity to test the application, and the processing of applications, before the wide release.
For most students, the FAFSA will be made available by December 2024.
- Similarities to the 2024-2025 Application
If you remember the 2024-2025 FAFSA, you’ll find the 2025-2026 form familiar. Minimal changes have been made, focusing on improving user experience. While last year’s release had its hiccups, many students found the application process relatively smooth—if they weren’t one of the students who faced obstacles and barriers when completing on the online application.
Students who had no issues got through the application smoothly and quickly. If you’ve successfully navigated last year’s form, this year should be a breeze.
- Processing Times Back to Normal
Last year saw significant delays due to updates made post-release and several processing issues. These delays impacted thousands of students nationwide. Thankfully, this year, processing times should return to normal, offering a smoother experience for applicants.
- Completing Multiple FAFSAs
If you’re still waiting for your 2024-2025 FAFSA to process, don’t worry. Completing the 2025-2026 FAFSA won’t impact the processing of your 2024-2025 FAFSA. It’s not uncommon for students to have more than one FAFSA in the system simultaneously. FAFSA cycles overlap for several months, so stay on top of both applications to ensure everything proceeds smoothly.
- Transition from EFC to SAI
One notable change starting with the 2024-2025 FAFSA season is the switch from EFC (Estimated Family Contribution) to SAI (Student Aid Index). This index number indicates your financial need to schools, which they’ll use to qualify you for financial aid. Even if you don’t show financial need, you might still be eligible for aid, often in the form of student loans.
Merit-based awards, given for strong academics, talents, skills, or athletic abilities, are not awarded based on your financial need. Note that even if you’re not seeking financial assistance, some schools may still require you to complete the FAFSA.
- Awareness of School Deadlines
Even if you can’t submit your FAFSA until December, it’s crucial to be aware of your school deadlines. Each state and each school has its own financial aid application deadline.
If you’re applying to multiple schools, take note of each one’s deadlines. The most crucial deadline will always be the earliest one.
- Filing the FAFSA Promptly
Once the FAFSA is released, aim to file it as soon as possible. States and schools may have deadlines listed as “as soon as possible” after the release date. While you don’t need to stay up until midnight, filing within the first week can be beneficial. This reduces your chances of missing out on financial aid opportunities.
Staying Updated
With the delayed release, it's essential to stay informed about any changes from last year’s FAFSA to this year’s. We will keep you updated, so make sure to keep an eye on our blogs and FAFSA page for the latest information.
By following these steps, you’ll be well-prepared to tackle the 2025-2026 FAFSA and secure the financial aid you need. The process might seem daunting, but with the right preparation and resources, you can navigate it successfully. Stay proactive, stay informed, and you’ll be ready to make the most of your educational opportunities.