Skip Navigation
Edvisors Star Logo
Edvisors Logo
  • Compare Lenders
    • PRIVATE STUDENT LOANS
    • REFINANCE STUDENT LOANS

    featured articles

    • Best Private Student Loans for June 2025
    • Student Loan Comparison: Federal Loans vs Private Loans
    • Parent PLUS Loans vs Private Student Loans
    • How Does Interest on Student Loans Work?
    • Private Student Loan Cosigner: Everything you Need to Know
    • View All Articles >
    College Ave Student Loans

    Variable rates as low as: 4.24% APR1

    Fixed rates as low as: 3.24% APR1

    Apply Now

    featured articles

    • Compare Lenders
    • Best Student Loan Refinance Companies for June 2025
    • Federal Student Loan Repayment Plans
    • Student Loan Forgiveness: How to Get Student Loans Forgiven
    • Repayment Plans for Private Student Loans
    • Parent PLUS Loan Forgiveness
    • View All Articles >
    Earnest Private Student Loan

    Variable rates as low as: 5.88% APR (with Autopay)*

    Fixed rates as low as: 3.95% APR (with Autopay)*

    Apply Now
  • Scholarships
    • COLLEGE GRANTS
    • COLLEGE SCHOLARSHIPS
    • EMPLOYER
    • MILITARY

    featured articles

    • What's the difference between scholarships and grants?
    • Graduate Fellowships
    • View All Articles >
    Enter to Win $2,500 to Help Pay for College

    featured articles

    • How to Find Scholarships
    • Top Tips for Winning Scholarships for College
    • Apply for Free Scholarships for College
    • Most Popular Scholarships for College Students in 2025
    • View All Articles >
    Enter to Win $2,500 to Help Pay for College

    featured articles

    • What is Federal Work Study Program?
    • Employer Tuition Assistance Programs: How Do They Work?
    • View All Articles >
    Enter to Win $2,500 to Help Pay for College

    featured articles

    • GI Bill
    • Military Service Academies
    • ROTC Scholarships
    • View All Articles >
    Enter to Win $2,500 to Help Pay for College
  • Plan for College
    • CAREERS
    • COLLEGE ADMISSIONS
    • FAFSA
    • SCHOLARSHIPS
    • PAYING FOR COLLEGE
    • STUDENT LIFE BLOG

    featured articles

    • Best Job Search Sites June 2025
    • Resumes That Get Noticed
    • High Paying Careers
    • STEM Careers
    • View All Articles >
    Are you ready for college? You are with GradGuard

    featured articles

    • Determining College Academic Fit: Reach, Match and Safety Schools
    • Need-Blind Admissions
    • How Long is a College Essay
    • When are College Applications Due
    • How to Write a Good College Essay
    • View All Articles >
    Enter to Win $2,500 to Help Pay for College

    featured articles

    • Filing the FAFSA 2025-2026: A Simple Guide for Students
    • FAFSA Deadlines for 2025-2026
    • FAFSA FAQ - Your FAFSA Questions Answered
    • View All Articles >
    Enter to Win $2,500 to Help Pay for College

    featured articles

    • Most Popular Scholarships for College Students in 2025
    • Apply for Free Scholarships for College
    • College Scholarships for Kids
    • Most Prestigious Undergraduate Scholarships
    • Las mejores becas para estudiantes hispanos y latinos
    • View All Articles >
    Enter to Win $2,500 to Help Pay for College

    featured articles

    • How to Pay for College
    • Tuition Payment Plans
    • Pros and Cons: Borrowing From My 401K to Pay for College
    • Paying College Tuition with a Credit Card
    • Best Ways to Pay for College Without Financial Aid
    • View All Articles >
    Enter to Win $2,500 to Help Pay for College

    featured articles

    • Financial Aid Disbursement: When and How You Will Get It
    • Should I Pay Off My Student Loans Right Now
    • How to Minimize Student Loan Debt
    • View All Articles >
    Are you ready for college? You are with GradGuard
  • Student Loans
    • FAFSA
    • PRIVATE STUDENT LOANS
    • FEDERAL STUDENT LOANS
    • REPAY STUDENT LOANS
    • LENDER REVIEWS

    featured articles

    • Filing the FAFSA 2025-2026: A Simple Guide for Students
    • FAFSA FAQ - Your FAFSA Questions Answered
    • FAFSA Deadlines for 2025-2026
    • FAFSA School Codes
    • FAFSA 2023-2024 Guide & Resources
    • View All Articles >
    College Ave Student Loans

    Variable rates as low as: 4.24% APR1

    Fixed rates as low as: 3.24% APR1

    Apply Now

    featured articles

    • Best Private Student Loans for June 2025
    • Student Loan Comparison: Federal Loans vs Private Loans
    • Parent PLUS Loans vs Private Student Loans
    • How Does Interest on Student Loans Work?
    • Private Student Loan Cosigner: Everything you Need to Know
    • View All Articles >
    College Ave Student Loans

    Variable rates as low as: 4.24% APR1

    Fixed rates as low as: 3.24% APR1

    Apply Now

    featured articles

    • Filing the FAFSA 2025-2026: A Simple Guide for Students
    • FAFSA FAQ - Your FAFSA Questions Answered
    • The complete guide to federal undergraduate student loans
    • What are Federal Parent PLUS Loans and How to Apply
    • Financial Aid for Graduate School
    • Compare Subsidized and Unsubsidized Student Loans
    • View All Articles >
    College Ave Student Loans

    Variable rates as low as: 4.24% APR1

    Fixed rates as low as: 3.24% APR1

    Apply Now

    featured articles

    • Best Student Loan Refinance Companies for June 2025
    • Federal Student Loan Repayment Plans
    • Student Loan Forgiveness: How to Get Student Loans Forgiven
    • Repayment Plans for Private Student Loans
    • Should You Refinance Federal Student Loans?
    • Parent PLUS Loan Forgiveness
    • View All Articles >
    Enter the Repayment Relief Sweepstakes

    featured articles

    • Sallie Mae Student Loan Review
    • College Ave Student Loan Review
    • SoFi Student Loan Review
    • Ascent Student Loan Review
    • View All Articles >
    College Ave Student Loans

    Variable rates as low as: 4.24% APR1

    Fixed rates as low as: 3.24% APR1

    Apply Now
  • Credit Cards
    • CARD REVIEWS
    • BEST CREDIT CARDS
    • CREDIT CARD FAQS

    featured articles

    • Petal® 2 Visa® Credit Card Review
    Self Credit Builder: Build Credit. Build Savings. Build Dreams.

    featured articles

    • Best Credit Cards for 2025
    • Best Cash Back Credit Cards
    • Best 0% Introductory APR Credit Cards
    • Best Secured Credit Cards for 2025
    • Best Balance Transfer Credit Cards
    Self Credit Builder: Build Credit. Build Savings. Build Dreams.

    featured articles

    • How to Build Credit?
    • What Age Can You Get a Credit Card?
    • What is a Secured Credit Card?
    • What is an Unsecured Credit Card?
    Self Credit Builder: Build Credit. Build Savings. Build Dreams.
  • Money Management
    • BANKING
    • BUDGETING
    • SAVING
    • DEBT MANAGEMENT
    • CREDIT
    • INVESTING
    • RISK MANAGEMENT

    featured articles

    • What is Online Banking
    • Student Checking Accounts
    • Debit Cards with Rewards
    • View All Articles >
    Chase College Checking Visa Debit

    featured articles

    • Best Budgeting Apps June 2025
    • Budgeting Tips
    • Budgeting for Beginners
    • View All Articles >
    Change Your Relationship With Money

    featured articles

    • Financial Goals
    • How to Save Money as a College Student
    • What is an Emergency Fund
    • View All Articles >
    Change Your Relationship With Money

    featured articles

    • How to Pay Off Debt
    • Debt Relief
    • What is a Debt Management Plan
    • View All Articles >
    Change Your Relationship With Money

    featured articles

    • How to Check Your Credit Score
    • Best Credit Building Apps June 2025
    • What is Credit?
    • View All Articles >
    Self Credit Builder: Build Credit. Build Savings. Build Dreams.

    featured articles

    • Investing for Beginners
    • Best Investment Apps June 2025
    • Understanding the Stock Market
    • View All Articles >
    Change Your Relationship With Money

    featured articles

    • What is Risk Management
    • How to Prevent Identity Theft
    • What is Insurance
    • View All Articles >
    Change Your Relationship With Money
  • Student LIFE Blog
  • Compare Lenders
    • Private Student Loans
    • Refinance Student Loans
  • Scholarships
  • Plan for College
  • Student Loans
  • Credit Cards
  • Money Management
  • Student LIFE Blog
Login
Register
  • Dashboard
  • My Profile
  • Logout
Search Box Form
Win a $2,500 Scholarship
Need money for college? Enter our monthly scholarship sweepstakes.
Enter Now
Advertiser Disclosure
×

Edvisors (“Edvisors Network, Inc.”) provides independent advertising-supported platforms for consumers to search compare and apply for private student loans. Loan offers from participating lenders that appear on our websites are not affiliated with any college and/or universities, and there are no colleges and/or universities which endorse Edvisors’ products or services. Lender search results do not constitute an official college preferred lender list. Edvisors receives compensation from lenders that appear on this site. This compensation may impact the placement of where lenders appear on this site, for example, the order in which the lenders appear when included in a list. Not all lenders participate in our sites and lenders that do participate may not offer loans to every school.

Edvisors is not a lender and makes no representations or warranties about your eligibility for a particular loan or financial aid. Lenders are solely responsible for any and all credit decisions, loan approval and rates, terms and other costs of the loan offered and may vary based upon the lender you select. Please check with your school or lender directly for information related to your personal eligibility.

Edvisors has endeavored to provide accurate information. However, the results provided by lenders are for illustrative purposes only and accuracy is not guaranteed, as such, Edvisors assumes no responsibility for errors or omission in the information provided.

Advertiser Disclosure
×

Edvisors (“Edvisors Network, Inc.”) provides independent advertising-supported websites. The Edvisors websites’ goal is to provide relevant and helpful content and comparison tools to better assist consumers to search and compare financial products or services. The offers, products or services listed on our websites are from third-party advertisers or companies from which Edvisors receives compensation. This compensation may impact the placement of where products or advertisements appear on this site, for example, the order in which the products appear when included in a list. Not all providers participate in our sites and providers that do participate may not offer the entire suite of applicable credit cards or financial products provided by the provider or available in the marketplace.

Edvisors is not a lender and makes no representations or warranties about your eligibility for a particular credit card, financial product, or service. The third-party providers are solely responsible for any and all credit decisions, loan approval and rates. Terms and other costs of the credit card or financial product may vary based upon the provider you select. Not all consumers will qualify for the advertised rates and terms.

Edvisors does not purport to offer financial advice related to the purchase or sale of financial products or services. We are not an investment, brokerage, or financial advisory service. Information provided with respect to financial products and services are solely intended for educational purposes. In addition, we recognize each person may have unique and individualized financial needs and we recommend and encourage you to seek the expert advice of qualified professionals regarding your specific financial needs.

Edvisors has endeavored to provide accurate, up to date information. However, because credit card offers and financial products change frequently and do not originate with us, we recommend you check the offering provider for complete terms and conditions, rates, costs, and other fees. Providers do not commission, review or approve the information available on the site. Information provided on the site is for illustrative purposes only and accuracy is not guaranteed, as such, Edvisors assumes no responsibility for errors or omission in the information provided.

Except as expressly set forth in our Terms of Use, all representations and warranties regarding the information presented on our websites are disclaimed.

×
Get Your Free Guide to Filing the FAFSA Today!

Thank you for your interest in Edvisors' 2020-2021 Guide to Filing the FAFSA.

Please complete the form below to access your free copy.

Thank you! Click here to download your free FAFSA Guide.

I am a:

×
College knowledge starts here!

Enter your email below to receive your Student Loan Handbook from Edvisors.

Please check your email for the Student Loan Handbook.

After Navigation
Home » Blog » AI Literacy: Why It Matters and How to Achieve It
  • Contents
  • What is AI Literacy 
  • AI Literacy More Than a Luxury it’s Essential
  • How to Become AI Literate

AI Literacy: Why It Matters and How to Achieve It

Penny Redlin
By Penny Redlin
May 27, 2025
Email This Article
Fill out the form below to send a copy of this article to your email.
By clicking "Submit" I have read and agree to the Edvisors' Terms of Use and Privacy Policy. We strongly encourage you to read our Privacy Policy to understand how we use and share your information.
A copy of this article has been sent to your email.

Artificial intelligence (AI) is becoming a bigger part of the world you live in, from suggesting what to watch next on streaming platforms to powering virtual assistants and even helping doctors make better decisions. Understanding how AI works, its basic concepts and impacts is essential for staying informed and prepared for the future. 

AI literacy means knowing how these systems function, how they're used, and how they affect your life. It’s not about becoming an expert programmer, but rather about gaining the knowledge to ask smart questions, evaluate AI systems, and use them responsibly. By building your AI literacy, you can confidently interact with AI technologies while making informed decisions about their role in your life. Here’s how you can get started.

What is AI Literacy 

AI literacy is the ability to understand, interact with, critically evaluate, and responsibly use AI technologies. It’s about giving you the tools to confidently work with AI in your day-to-day life, without needing to be a technical expert.

To build AI literacy, it’s important to grasp a few basic concepts. For example, algorithms are sets of instructions that help computers solve problems. Machine learning is when a system learns and improves from data, without being explicitly programmed. Neural networks, on the other hand, mimic how the human brain processes information to solve complex tasks. These building blocks help AI do what it does.

You likely use AI even if you don’t realize it. Virtual assistants like Siri or Alexa, recommendation systems on Netflix or Spotify, and even autocorrect on your phone are powered by AI. It’s everywhere, quietly enhancing your daily activities and making tasks more convenient.

AI literacy isn’t just for tech wizards. It’s about making AI clear and approachable for everyone. By understanding how AI works and where it’s used, you can better evaluate its benefits and risks, and make smarter choices in using it.

AI Literacy More Than a Luxury it’s Essential

Artificial Intelligence (AI) is no longer a futuristic concept; it’s a big part of your daily life and the world around you. Being “AI literate” means understanding how AI works, where it’s used, and how it impacts society. This isn’t just a nice-to-have skill—it’s essential. Here’s why.

AI is reshaping the job market in profound ways. Automation is taking over repetitive tasks, making many processes faster and more efficient. However, that also means some jobs are disappearing while new careers are emerging. To stay ahead, you need to understand how AI works and learn skills that complement technology, like creativity and critical thinking. Employers want people who can work alongside AI tools, not compete with them.

Many of the decisions you make daily are influenced by AI, even if you don’t notice it. Think about the recommendations you get while shopping online or managing your finances through budgeting apps. These tools use AI to simplify your choices, but they aren’t foolproof. By being aware of how AI works, you can better evaluate these suggestions and choose what’s best for you rather than relying on the technology blindly.

AI isn’t perfect, and there are ethical concerns you should know about. For example, AI systems can sometimes spread misinformation or display bias due to the data they’re trained on. Understanding these issues helps you identify when AI might be unfair or unreliable. This knowledge also equips you to demand transparency from companies and advocate for fairness in AI use.

AI literacy empowers you to confidently use and interact with AI while safeguarding your personal data and making smarter, informed choices. By taking the time to learn about AI, you’re preparing yourself to thrive in a world where technology plays an increasingly important role.

How to Become AI Literate

Becoming AI literate isn’t about learning to code, it’s about cultivating an informed perspective and practical skills that enable you to confidently interact with AI in your everyday life.

Learn the Fundamentals 

Start with beginner-friendly resources like videos, podcasts, or online guides that explain AI basics in simple terms. 

Focus on understanding key terms like algorithms, data sets, and machine learning to build a strong foundation. 

Explore AI in Daily Contexts 

Look around and notice how AI impacts your daily life, such as how social media suggests content, or how smart devices like voice assistants operate. 

Try out simple AI tools, like chatbots or free machine learning apps, to get hands-on experience with how these systems work. 

Stay Updated 

Keep up with credible sources of information, such as AI-focused blogs, news articles, or social media accounts that share the latest trends. 

Use learning platforms like Coursera, Khan Academy, or Google AI to explore more advanced tools and concepts when you’re ready. 

Think Critically 

Don’t just accept AI outputs at face value—ask questions about how decisions are made and why. 

Learn to identify possible biases or ethical issues in AI applications, such as unfair recommendations or privacy concerns. 

Engage in Conversations 

Join online forums, communities, or social groups where you can discuss AI trends, challenges, and innovations with others. 

Attend webinars, workshops, or local meetups where you can interact with AI experts and enthusiasts to broaden your understanding. 

Becoming AI literate empowers you to understand and engage with artificial intelligence in meaningful ways, without needing technical coding skills. By exploring resources, practicing hands-on tools, and connecting with communities, you can build the confidence to navigate AI in your daily life.


Share

Penny Redlin

Penny is the Content Marketing Manager for Edvisors.  She is tasked with optimizing website content and managing SEO performance.  A seasoned marketer with a diverse background in brand management, e-commerce and digital marketing, Penny brings an array of experience with her. An MBA from the University of Chicago, entrepreneur and author, Penny's experience offers a unique view to content creation and curating.

Find Penny Redlin on LinkedIn.

If you would like to schedule an interview with Penny, please reach out to us at [email protected]

About Edvisors

For 20 years we have been known as one of the largest and most trusted resources to help you find your path to success. Everyone needs to find their own path, and we know that first-hand. Helping you reach your educational and financial goals without stress, is our mission. Let's face it, it may be unavoidable to borrow money, but there are ways to do it wisely, including making the right choices up front, as well as during repayment. If we can help you make an informed and careful decision, we consider that a good day in the office.

Find information on this site to help you plan and pay for college as well as manage your money with confidence.

Related Content

AI Majors to Study and Schools Where You Find Them
Penny Redlin
July 11, 2024

Artificial Intelligence (AI) has quickly become one of the fastest growing technologies of our era. Students are increasingly drawn to AI-related majors due to the high demand for AI expertise across several industries, coupled with the competitive salaries and the potential for impactful work.

Read Article
How AI Could Change College Admissions
Penny Redlin
August 12, 2024

Artificial Intelligence (AI) has the potential to revolutionize the college admissions process by leveraging advanced algorithms, AI can analyze vast amounts of data to uncover patterns and insights, thereby assisting admissions teams in identifying candidates.

Read Article
Jobs AI Can't Do
Penny Redlin
June 13, 2024

Artificial Intelligence (AI) is revolutionizing a number of industries and often taking over tasks traditionally performed by humans.  However, it's important to note that not all jobs can be done by AI today, take the skilled trades for example, these jobs involve a degree of adaptability and personal judgment that is inherently human.

Read Article
Harvard vs Trump – The Ongoing Battle | Edvisors Previous Article Blog Home Locking in College Tuition Today to Avoid Rising Costs Next Article
Could You Be Saving More?
Subscribe to Edvisors' Student LIFE Newsletter to receive up-to-date financial aid information and advice, explore scholarship opportunities, loan repayment options, and learn expert strategies on how to plan and pay for college.
Newsletter Form
By clicking "Subscribe" I have read and agree to the Edvisors' Terms of Use and Privacy Policy. We strongly encourage you to read our Privacy Policy to understand how we use and share your information.
Thank you for subscribing to our newsletter.
We care about your privacy

This website uses cookies to offer you the most relevant marketing and targeted advertisements which in some states may be considered a sale of your personal information. You may exercise your right to opt out by clicking on deny cookies. Please accept cookies for the optimal experience. You can withdraw or modify your consent for non-essential cookies at any time by visiting Cookie Settings page

This website uses cookies for targeted advertising which in some states may be considered a sale of your personal information. You may opt out by clicking on deny cookies. Please accept cookies for the optimal experience. You can change your consent for such cookies via the Cookie Settings page

Edvisors
  • About Us
  • Official Rules
  • Careers
  • Team
  • Testimonials
Resources
  • Blog
  • Newsletter
  • Tools and Calculators
  • Video Resources
  • Financial Terms Glossary
  • Site Map
Media
  • Edvisors In the News
  • Press
Contact Us
  • Help
  • Ask the Edvisor
  • Student Aid FAQ
  • Directions
Partners
  • Advertise
  • Become an Affiliate
  • Link to Us
Legal
  • Terms of Use
  • Privacy
  • Consumer Health Privacy Notice
  • General Website Disclaimer
  • Accessibility Statement
  • Interest-Based Ads
  • Notice at Collection
  • Cookie Settings
  • Your Privacy Choices Your Privacy Choices Icon

Better Business Bureau logo

Edvisors provides expert advice on planning and paying for college. On Edvisors.com easily compare student loan lenders, learn how to apply for financial aid, and discover scholarships. Learn about federal and private student loans for students and parents, how and when to apply to college, and more!

Edvisors (“Edvisors Network, Inc.”) provides independent advertising-supported platforms for consumers to search compare and apply for private student loans. Loan offers from participating lenders that appear on our websites are not affiliated with any college and/or universities, and there are no colleges and/or universities which endorse Edvisors’ products or services. Lender search results do not constitute an official college preferred lender list. Edvisors receives compensation from lenders that appear on this site. This compensation may impact the placement of where lenders appear on this site, for example, the order in which the lenders appear when included in a list. Not all lenders participate in our sites and lenders that do participate may not offer loans to every school.

Edvisors is not a lender and makes no representations or warranties about your eligibility for a particular loan or financial aid. Lenders are solely responsible for any and all credit decisions, loan approval and rates, terms and other costs of the loan offered and may vary based upon the lender you select. Please check with your school or lender directly for information related to your personal eligibility.

Edvisors has endeavored to provide accurate information. However, the results provided by lenders are for illustrative purposes only and accuracy is not guaranteed, as such, Edvisors assumes no responsibility for errors or omission in the information provided.

Copyright © 1998-2025 by Edvisors Network, Inc. All rights reserved.

All other trademarks and service marks displayed on Edvisors Network, Inc. websites are the property of their respective owners.

Edvisors Network, Inc. 350 S. Rampart Blvd, Suite 200, Las Vegas, NV 89145

Copyright © 2025 by Edvisors.com. All rights reserved.