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Editor's Picks for Risk Management

Penny Redlin

What is a Deductible

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Your plan’s deductible is the amount you pay for covered medical expenses before your health insurance will start paying for them. You need to reach the full amount of a deductible in order for a carrier to begin processing and paying claims. 
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Identity theft is when someone uses personal identifiable information (PII) such as your name, Social Security Number or other ID number, banking information or credit card without your permission.
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Tré Norman

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Risk management is an essential component of money management. It involves identifying and analyzing potential losses and then taking steps to minimize their impact.
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Insurance covers part of your financial liability for several incidents, from medical costs to a car accident, to damage to your apartment. No one ever knows what surprises life will bring next. Some are good, but some are not. It’s never too early to review your insurance options to provide peace of mind.
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Risk Management

A recession is when there is a significant downturn across many different industries that results in negative economic activity.
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Inflation put simply is a rise in prices. Over time, your money will not have the same amount to purchase power as it once did.
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Insurance is a way to protect yourself against unforeseen negative life events, such as theft, car accident, fire, death, or flood.
 
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Identity theft is when someone maliciously takes your personal information with the intent for financial gain without your knowledge or consent. 
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Fraud is type of deception used with the intention of financial or personal gain.
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Renters insurance (also known as tenant insurance) helps you cover unexpected events such as damages, theft, or accident that may occur at the residence you are renting.
 
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Risk Management

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Managing Risk

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Identity Theft

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Best Identity Theft Protection Apps May 2025

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Insurance 101

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How to Get Insurance and Why You Want It

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Types of Insurance

Penny Redlin

The Different Types of Insurance

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