As a rule, many credit unions are small regional financial institutions serving a small member base such as a school district, specific employer or group within the area. However, there are some credit unions that are quite large with branches located through the country and are home to large memberships. These credit unions, due to their size, can offer more products and services to their members. Credit unions are funded by the deposits of their members and the top 10 below, have some of the largest assets from deposits with which to serve their membership.
Looking to join a larger credit union to receive all the perks of belonging to a credit union but want to maintain some of the benefits you currently enjoy from a national bank, then one of these credit unions might be right for you.
Last update: September 15, 2021
| Credit Union | # of Members | Membership Criteria | #Branches & Locations | Minimum Initial Deposit | Services Provided |
|---|---|---|---|---|---|
| Navy Federal Credit Union | Over 10 Million | Members of the armed forces, DoD (Department of Defense), Veterans, civilian and contractor personnel, and their family | 350 Worldwide | $5 | Checking, Savings, Credit Cards, Loans, Online Banking |
| State Employees Credit Union | Over 2 Million | Employees of businesses in North Carolina, including federal employees assigned to work at North Carolina state agencies, members of the National Guard, those who retired from an eligible employment, and their immediate family and anyone sharing a single economic unit with a current member | 272 within North Carolina | $25 (exception those with a FAT CAT account) | Checking, Savings, Credit Cards, Loans, Estates, Trusts, Investments, Insurance, Online Banking |
| Pentagon Federal Credit Union (PenFed) | Over 2 Million | As of 2018 anyone can join PenFed Credit Union | 50 in Washington DC | $5 | Checking, Savings, Credit Cards, Loans, Online Banking |
| BECU (Boeing Employees Credit Union) | Over 1 Million | Live/Work/Business Owner/Worship/Study in Washington state, select counties in Idaho, Oregon, or work at Boeing (including federal employee stationed at a Boeing company plant), or family members | Over 50 in Washington State and 2 in South Carolina, and 240 ATM locations | $1 | Checking, Savings, Credit Cards, Loans, Investing, Online Banking |
| Schools First Federal Credit Union | Over 1 Million | Employees (including retired) and individuals that work or study in primary or secondary education in California along with family members | Over 60 within California | $25 | Checking, Savings, Credit Cards, Loans, Investing, Online Banking |
| First Technology Credit Union | More than half a million | People who work in Oregon or employees of a partner company and their family | 36 in 8 Western States | $5 | Checking, Savings, Credit Cards, Loans, Investing, Insurance, Online Banking |
| The Golden 1 Credit Union | Over 1 Million | People who live or work in California | 73 branches and 4 home loan centers within California | $1 | Checking, Savings, Credit Cards, Loans, Online Banking |
| Alliant Credit Union | More than half a million | Current or retired employees of partner companies of one of the businesses Alliant partners with, are a domestic partner or immediate family of an Alliant member, or live or work in one of the communities near Chicago | Online only - no branches | $5 | Checking, Savings, Credit Cards, Loans, Online Banking |
| American First Credit Union | Over 1.2 Million | Live/Work/Worship/Study in eligible areas of Utah, Nevada, Arizona, Idaho, Oregon and New Mexico | 131 in 6 States | $1 | Checking, Savings, Credit Cards, Loans, Investing, Online Banking |
| Suncoast Credit Union | Over 1 Million | Live/Work/Worship/Study in the served counties of Florida and their family | 76 within Florida | $5 | Checking, Savings, Credit Cards, Loans, Investing, Insurance, Online Banking |