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Elaine Rubin

Elaine Rubin is the Director of Corporate Communications at Edvisors. She has worked in higher education finance for more than 10 years, and provides information and advice from both personal and professional experiences. Elaine holds a degree in Political Science with a concentration in Public Policy and Administration from Northeastern University.

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Recent articles by this Author

Married Borrowers Relieved After ED Clarification

Elaine Rubin

April 23, 2025

The U.S. Department of Education provides relief after clarifying how spousal income is considered for income-driven repayment plans.

Student Loan Collections Are Resuming

Elaine Rubin

April 21, 2025

Collection activities on federal student loans in default will resume next month after being paused since the pandemic. Over 4 million borrowers are affected, with collection activities like wage garnishment and tax offsets. This does not impact borrowers in repayment or those enrolled in the SAVE plan.

Can My College Rescind My Financial Aid?

Elaine Rubin

April 08, 2025

Recent reports of colleges rescinding grants or admissions have caused concern among students and families. While some institutions face financial challenges due to federal funding cuts, it’s important to understand the reasons behind these changes and how they might affect your financial aid.

IDR and Consolidation Applications Have Been Restored

Elaine Rubin

March 26, 2025

Good news for borrowers: the electronic applications for income-driven repayment plans and Direct Loan Consolidation are now available again. While the U.S. Department of Education has confirmed that student loan servicers aren’t processing these applications immediately, they are expected to begin doing so soon.

Massive Layoffs May Have Big Impact at the Office of Federal Student Aid

Elaine Rubin

March 12, 2025

Significant layoffs at the U.S. Department of Education’s Office of Federal Student Aid are expected to affect the administration of federal student aid programs. The reduction in staffing raises concerns about potential challenges in effectively managing these programs moving forward.

Executive Order Limiting Public Service Loan Forgiveness

Elaine Rubin

March 10, 2025

Learn how a recent executive order may impact Public Service Loan Forgiveness (PSLF) eligibility and what it means for student loan borrowers. The order asks for limitations on the type of organizations which would be eligible.

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