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Page 15 of 16
What's the difference between scholarships and grants?
Answered by Edvisors Network on 04/01/2022
Both scholarships and grants are forms of gift aid, which is money for college that does not need to be earned or repaid. Although people often use the terms scholarships and grants as synonyms or interchangeably, there are important differences. Read Entire Answer
What is the average student loan debt?
Answered by Edvisors Network on 03/31/2022
The average student loan debt for a bachelors degree is $36,510 and the average student loan debt for a masters degree is $71,318 Read Entire Answer
How to Apply for a Federal Direct Stafford Student Loan?
Answered by Edvisors Network on 03/29/2022
You need to file the FAFSA (Free Application for Federal Student Aid) before you can take out federal student loans, including Direct Loans (sometimes called Stafford Loans) and Perkins Loans. Read Entire Answer
Parents refuse to file the FAFSA: What should I do?
Answered by Edvisors Network on 03/16/2022
Parents are sometimes unwilling to submit the Free Application for Federal Student Aid (FAFSA) and/or other financial aid forms. But, parental information is required on the FAFSA of a dependent student, so a dependent student will not be able to qualify for need-based federal student aid without his or her parent’s help. There are many reasons why a parent may be unwilling to complete the FAFSA. Read Entire Answer
How to Pay for Grad School
Answered by Edvisors Network on 01/03/2020
To qualify for federal, state, and college financial aid for graduate school, you have to submit the FAFSA (Free Application for Federal Student Aid). The FAFSA is required to receive federal and state grants and scholarships, as well as federal student loans, including Perkins Loans, Direct Unsubsidized Loans, and Grad PLUS Loans. Read Entire Answer
How late can I apply for a student loan?
Answered by Edvisors Network

Students can apply for a federal student loan and parents for a Federal Parent PLUS loan up until the last day of classes or June 30 of the academic year, whichever comes first. However, the student must have already filed the Free Application for Federal Student Aid (FAFSA) and the college financial aid office must have received a valid output document, such as a Student Aid Report (SAR) or Institutional Student Information Record (ISIR).

Read Entire Answer
How can I lower my student loan payments?
Answered by Edvisors Network
Student loan payments can be a source of financial stress for many borrowers who are struggling to repay their loans. Every dollar of loan payments is a dollar less that is available for other priorities. So, borrowers sometimes seek to lower their monthly student loan payments. Read Entire Answer
Are there any repayment discounts for private refinance loans?
Answered by Edvisors Network
Some lenders provide auto-debit discounts for making automatic monthly payments by direct debit from a bank account. Typical discounts include an interest rate reduction of 0.25% or 0.50%. Read Entire Answer
Are there really scholarships for twins?
Answered by Edvisors Network
Yes, there are several scholarships available for twins and other multiples, especially identical twins and triplets. Read Entire Answer
What are the credit requirements for Grad PLUS loans?
Answered by Edvisors Network
The primary credit requirement of a Grad PLUS Loan is that the borrower must not have an adverse credit history. Read Entire Answer
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Edvisors provides expert advice on planning and paying for college. On Edvisors.com easily compare student loan lenders, learn how to apply for financial aid, and discover scholarships. Learn about federal and private student loans for students and parents, how and when to apply to college, and more!

Edvisors (“Edvisors Network, Inc.”) provides independent advertising-supported platforms for consumers to search compare and apply for private student loans. Loan offers from participating lenders that appear on our websites are not affiliated with any college and/or universities, and there are no colleges and/or universities which endorse Edvisors’ products or services. Lender search results do not constitute an official college preferred lender list. Edvisors receives compensation from lenders that appear on this site. This compensation may impact the placement of where lenders appear on this site, for example, the order in which the lenders appear when included in a list. Not all lenders participate in our sites and lenders that do participate may not offer loans to every school.

Edvisors is not a lender and makes no representations or warranties about your eligibility for a particular loan or financial aid. Lenders are solely responsible for any and all credit decisions, loan approval and rates, terms and other costs of the loan offered and may vary based upon the lender you select. Please check with your school or lender directly for information related to your personal eligibility.

Edvisors has endeavored to provide accurate information. However, the results provided by lenders are for illustrative purposes only and accuracy is not guaranteed, as such, Edvisors assumes no responsibility for errors or omission in the information provided.

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