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Edvisors (“Edvisors Network, Inc.”) provides independent advertising-supported platforms for consumers to search compare and apply for private student loans. Loan offers from participating lenders that appear on our websites are not affiliated with any college and/or universities, and there are no colleges and/or universities which endorse Edvisors’ products or services. Lender search results do not constitute an official college preferred lender list. Edvisors receives compensation from lenders that appear on this site. This compensation may impact the placement of where lenders appear on this site, for example, the order in which the lenders appear when included in a list. Not all lenders participate in our sites and lenders that do participate may not offer loans to every school.

Edvisors is not a lender and makes no representations or warranties about your eligibility for a particular loan or financial aid. Lenders are solely responsible for any and all credit decisions, loan approval and rates, terms and other costs of the loan offered and may vary based upon the lender you select. Please check with your school or lender directly for information related to your personal eligibility.

Edvisors has endeavored to provide accurate information. However, the results provided by lenders are for illustrative purposes only and accuracy is not guaranteed, as such, Edvisors assumes no responsibility for errors or omission in the information provided.

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Page 21 of 21
What is the difference between subsidized and unsubsidized student loans?
Answered by Edvisors Network
The main difference between subsidized loans and unsubsidized loans is that the federal government pays the interest on subsidized loans while you are in school at least half time, during the grace period, and during periods of authorized deferment. This makes subsidized loans a less-expensive option.

Read Entire Answer
Are there really scholarships for twins?
Answered by Edvisors Network
Yes, there are several scholarships available for twins and other multiples, especially identical twins and triplets. Read Entire Answer
Are There Student Loans for Living Expenses?
Answered by Edvisors Network
Student loans may be used to pay for anything included in the college’s published cost of attendance. The cost of attendance includes not just tuition and fees, but also living expenses, such as room and board, transportation to and from school, and books and supplies. In addition, the college’s financial aid administrator can increase the cost of attendance on a case-by-case basis to cover childcare costs for dependents and the cost of a computer and software. Read Entire Answer
How long does it take to repay a student loan?
Answered by Edvisors Network
The standard repayment term on a federal student loan is 10 years. The repayment term on private student loans vary from 5 years to 15 years. Read Entire Answer
What are the benefits of consolidating federal student loans?
Answered by Edvisors Network
Federal consolidation loans allow borrowers to combine several federal student loans into one loan to streamline loan repayment. The monthly payment amount may decrease because repayment can be spread over a longer time period. Read Entire Answer
What are the credit requirements for Grad PLUS loans?
Answered by Edvisors Network
The primary credit requirement of a Grad PLUS Loan is that the borrower must not have an adverse credit history. Read Entire Answer
Are there any repayment discounts for private refinance loans?
Answered by Edvisors Network
Some lenders provide auto-debit discounts for making automatic monthly payments by direct debit from a bank account. Typical discounts include an interest rate reduction of 0.25% or 0.50%. Read Entire Answer
How late can I apply for a student loan?
Answered by Edvisors Network

Students can apply for a federal student loan and parents for a Federal Parent PLUS loan up until the last day of classes or June 30 of the academic year, whichever comes first. However, the student must have already filed the Free Application for Federal Student Aid (FAFSA) and the college financial aid office must have received a valid output document, such as a Student Aid Report (SAR) or Institutional Student Information Record (ISIR).

Read Entire Answer
How long is the repayment term for a private student refinance loan?
Answered by Edvisors Network
The length of the repayment term varies by lender, typically 15, 20 or 25 years. Lenders offering fixed interest rates may have shorter repayment terms. The repayment term may depend on the amount borrowed.

Read Entire Answer
How do I find student loans if I don't have a cosigner?
Answered by Edvisors Network
Most new private student loans require the borrower to have a creditworthy cosigner. This includes more than 90% of new private student loans to undergraduate students and more than 75% of new private student loans to graduate and professional students. But, what if the student doesn't have a creditworthy cosigner? Read Entire Answer
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Edvisors provides expert advice on planning and paying for college. On Edvisors.com easily compare student loan lenders, learn how to apply for financial aid, and discover scholarships. Learn about federal and private student loans for students and parents, how and when to apply to college, and more!

Edvisors (“Edvisors Network, Inc.”) provides independent advertising-supported platforms for consumers to search compare and apply for private student loans. Loan offers from participating lenders that appear on our websites are not affiliated with any college and/or universities, and there are no colleges and/or universities which endorse Edvisors’ products or services. Lender search results do not constitute an official college preferred lender list. Edvisors receives compensation from lenders that appear on this site. This compensation may impact the placement of where lenders appear on this site, for example, the order in which the lenders appear when included in a list. Not all lenders participate in our sites and lenders that do participate may not offer loans to every school.

Edvisors is not a lender and makes no representations or warranties about your eligibility for a particular loan or financial aid. Lenders are solely responsible for any and all credit decisions, loan approval and rates, terms and other costs of the loan offered and may vary based upon the lender you select. Please check with your school or lender directly for information related to your personal eligibility.

Edvisors has endeavored to provide accurate information. However, the results provided by lenders are for illustrative purposes only and accuracy is not guaranteed, as such, Edvisors assumes no responsibility for errors or omission in the information provided.

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