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Home Ask Student Aid FAQ Can I Refinance my Student Loans After Consolidation

Can I Refinance my Student Loans After Consolidation

In most cases, yes you can refinance your student loans after consolidation.

If you previously refinanced your student loans through a private lender, you can refinance again with or without including any eligible new loans. It is advisable to go through the entire process again, from comparing lenders, to choosing a lender and applying. This will help ensure you get the interest rate and terms that are right for you.

You may also refinance a Direct Consolidation Loan through a private lender as well.

If you want to consolidate your loans again through the Direct Consolidation Loan program, you will likely need to include a new eligible loan, which was not part of the original consolidation. Check with StudentLoans.gov to learn more.