Sallie Mae^® Smart Option Student Loan^® for Undergraduate Students

When grants, scholarships, and federal aid are not enough, choose the Smart Option Student Loan® for Undergraduate Students. You can apply for the money you need for college, and the flexibility you want.

• Competitive variable rate starting from 1.25% APR to 11.15% APR (Competitive fixed rates also available. Lowest rate shown includes the auto debit discount.)¹
• No origination fee and no prepayment penalties²
• Easy online application accessible on all devices
• Get a 0.25 percentage point interest rate reduction while enrolled in and making monthly payments by automatic debit³
• You can apply for the funds you need to cover all your school-certified expenses for the entire school year including tuition, fees, books, supplies, housing, meals, travel, and even a laptop whether you're studying online or on campus⁴
• Applying with a cosigner may help you get a better rate
• You may apply to release your cosigner from the loan after you graduate, make 12 on-time principal and interest payments and meet certain credit requirements⁵

Get the money you need for school quickly and at a great price.

• Low rates, free to apply, and no disbursement fees
• 0.25% interest rate reduction when you make payments by automatic debit¹
• Borrow up to 100% of the school-certified cost of attendance (minimum $1,000)³
• The most repayment choices - and help making sense of them
• No penalty for early repayment

We get it. You want to pay as little interest as possible and have monthly payments you can afford. That's why the College Ave Student Loan Product has low rates and multiple repayment options to help you manage the total cost of the loan.

A U-fi From Nelnet Student Loan covers costs that aren’t met by federal student loans, grants, or scholarships. Offering low rates, no origination fees, and multiple repayment options, U-fi From Nelnet supports the diverse needs of today’s student borrower.

Benefits

• Variable rates as low as 1.23% APR¹
• Fixed rates as low as 3.55% APR¹
• Borrow what you need - from $1,000 up to the cost of your attendance²
• Apply with a cosigner for the best rate and lower payments. Then, take responsibility of the loan with cosigner release³ after 24 consecutive, on-time payments.
• Flexible repayment options, including immediate repayment, interest-only repayment, and deferred repayment
• No origination or application fees

Apply with a Cosigner for the Best Rate

Cosigners help you qualify for private student loans and may help reduce your interest rate. As a student, it’s likely you’ll need a trusted individual with a solid credit score to act as your cosigner.

NC Assist Loans feature competitive fixed rates, zero loan fees, a 0.25% rate reduction for auto-draft, and are serviced by your NC nonprofit lender.

Discover^® Student Loans

• Discover Student Loans provides options for Associate or Bachelor's degree programs at eligible colleges and for Masters and Doctoral degree candidates at eligible graduate schools.
• You can borrow up to 100% of your school-certified costs (including tuition, housing, books and more). Aggregate loan limits apply.
• Apply today! Choice of great fixed or variable interest rates.
• Count on $0 fees, including application, origination or late fees.
• You have the option to make either interest-only or $25 fixed, monthly payments while in school and during the grace period to lower the overall loan cost. However, you can also choose to defer payments, meaning that monthly payments are not required until after the grace period or enrollment drops below half-time.
• Get a one-time cash reward for each new Discover undergraduate and graduate student loan when you get at least a 3.0 GPA (or equivalent). Reward redemption period is limited.²
• 6-month grace period for undergraduate loans and 9-month grace period for graduate loans.
• By adding a cosigner, you may improve your likelihood for loan approval and may lower your interest rate.
• Applying online is quick and easy and our knowledgeable, US-based Student Loan Specialists are ready to help you anytime 24/7. Tools and information at DiscoverStudentLoans.com can help students and parents through each step of the process — from exploring financial aid to repaying student loans.

Brazos Parent Loan

• Fixed rate loans starting at 2.99% APR (includes 0.25% ACH benefit¹
• Variable rate loans starting at 2.91% APR (includes 0.25% ACH benefit²
• Zero Fees
• Multiple terms available
• Easy online application process
• For Texas residents only

Stride Funding Income Share Agreements

Stride Funding offers students flexible ways to pay for their education with Income Share Agreements (ISAs).

• No interest payments!¹
• Payments based on a fixed percentage of future income.
• Never pay more than you can afford.
• Innovative alternative to traditional student loans.
• Grace period after graduation before payments begin.
• Pause payments for certain life events.
• Graduate students or second Bachelor's only (Must have Bachelor's degree).

Ascent Cosigned & Non-Cosigned Student Loans

Student loans should expand your possibilities, not limit them. Ascent’s private student loan gives students more opportunities to qualify for a loan! Ascent offers benefits that put students first, like 1% Cash Back at graduation and more…

Finally, a loan designed with you in mind.

• Affordable rates starting at 2.71% with Automatic Debit Discount*
• 1% Cash Back Graduation Reward*
• NON-COSIGNED option may be available for eligible undergraduate juniors and seniors.
• PAY AFTER LEAVING SCHOOL – Customize your loan with flexible repayment options – start payments after graduation.
• FORGET FEES – No application, origination or disbursement fees. No prepayment penalty if you choose to pay your loan off early.
• COVER UP TO 100% of your tuition and eligible living expenses.