The undergraduate student loan that puts you in control

Make payments while in school to lower total loan costs, or defer until after graduation.¹

• Competitive variable rate starting from 1.25% APR to 11.10% APR and fixed rate starting from 4.25% APR to 12.35% APR. Lowest rates shown include the auto debit discount.¹
• No origination fee or prepayment penalty²
• Easy online application accessible on all devices
• Get a 0.25 percentage point interest rate reduction while enrolled in and making monthly payments by automatic debit³
• You can apply for the funds you need to cover all your school-certified expenses for the entire school year including tuition, fees, books, supplies, housing, meals, travel, and even a laptop whether you're studying online or on campus⁴
• You may apply to release your cosigner from the loan after you graduate, make 12 on-time principal and interest payments and meet certain credit requirements⁵

Get the money you need for school quickly and at a great price.

• Low rates, free to apply, and no disbursement fees
• 0.25% interest rate reduction when you make payments by automatic debit¹
• Borrow up to 100% of the school-certified cost of attendance (minimum $1,000)³
• The most repayment choices - and help making sense of them
• No penalty for early repayment

We get it. You want to pay as little interest as possible and have monthly payments you can afford. That's why the College Ave Student Loan Product has low rates and multiple repayment options to help you manage the total cost of the loan.

Discover^® Student Loans

• Discover Student Loans provides options for Associate or Bachelor's degree programs at eligible colleges and for Masters and Doctoral degree candidates at eligible graduate schools.
• You can borrow up to 100% of your school-certified costs (including tuition, housing, books and more). Aggregate loan limits apply.
• Apply today! Choice of great fixed or variable interest rates.
• Count on $0 fees, including application, origination or late fees.
• You have the option to make either interest-only or $25 fixed, monthly payments while in school and during the grace period to lower the overall loan cost. However, you can also choose to defer payments, meaning that monthly payments are not required until after the grace period or enrollment drops below half-time.
• Get a one-time cash reward for each new Discover undergraduate and graduate student loan when you get at least a 3.0 GPA (or equivalent). Reward redemption period is limited.²
• 6-month grace period for undergraduate loans and 9-month grace period for graduate loans.
• By adding a cosigner, you may improve your likelihood for loan approval and may lower your interest rate.
• Applying online is quick and easy and our knowledgeable, US-based Student Loan Specialists are ready to help you anytime 24/7. Tools and information at DiscoverStudentLoans.com can help students and parents through each step of the process — from exploring financial aid to repaying student loans.

Ascent Cosigned & Non-Cosigned Student Loans

Student loans should expand your possibilities, not limit them. Ascent’s private student loan gives students more opportunities to qualify for a loan! Ascent offers benefits that put students first, like 1% Cash Back at graduation and more…

Finally, a loan designed with you in mind.

• AFFORDABLE rates starting at 2.46% with Automatic Debit Discount*
• 1% CASH BACK Graduation Reward*
• NON-COSIGNED option may be available for eligible undergraduate juniors and seniors.
• PAY AFTER LEAVING SCHOOL – Customize your loan with flexible repayment options – start payments after graduation.
• FORGET FEES – No application, origination or disbursement fees. No prepayment penalty if you choose to pay your loan off early.
• COVER UP TO 100% of your tuition and eligible living expenses.

New-fashioned loans for the next generation

Earnest is a technology company using cutting-edge data science, smarter design, and software automation to rebuild financial services. With a mission to empower people with the financial capital they need to live better lives, Earnest's lending products are built for a new generation seeking to reach life's milestones. The company uses data and technology to understand every applicant's unique financial story and offer the lowest possible rates.

• Variable rates starting at 1.05% APR (including 0.25% Auto Pay discount)¹
• Check your eligibility in just 2 minutes
• 9 month grace period (3 months more than most lenders)²
• Fast application and decision-making process
• Flexible repayment options
• No fees for origination, disbursement, prepayment or late payment
• Skip a payment once per year (once repayment period restarted)³
• Covers up to 100% of the school's certified cost of attendance

Stride Funding Income Share Agreements

Stride Funding offers students flexible ways to pay for their education with Income Share Agreements (ISAs).

• No interest payments!¹
• Payments based on a fixed percentage of future income.
• Never pay more than you can afford.
• Innovative alternative to traditional student loans.
• Grace period after graduation before payments begin.
• Pause payments for certain life events.
• Graduate students or second Bachelor's only (Must have Bachelor's degree).