Compare Private Student Loan Lenders

The undergraduate student loan that puts you in control

Make payments while in school to lower total loan costs, or defer until after graduation.¹

• Competitive variable rate starting from 1.13% APR to 11.23% APR and fixed rate starting from 4.25% APR to 12.59% APR. Lowest rates shown include the auto debit discount.¹
• No origination fee or prepayment penalty²
• Easy online application accessible on all devices
• Get a 0.25 percentage point interest rate reduction while enrolled in and making monthly payments by automatic debit³
• You can apply for the funds you need to cover all your school-certified expenses for the entire school year including tuition, fees, books, supplies, housing, meals, travel, and even a laptop whether you're studying online or on campus⁴
• You may apply to release your cosigner from the loan after you graduate, make 12 on-time principal and interest payments and meet certain credit requirements⁵

Get the money you need for school quickly and at a great price.

• Low rates, free to apply, and no disbursement fees
• 0.25% interest rate reduction when you make payments by automatic debit¹
• Borrow up to 100% of the school-certified cost of attendance (minimum $1,000)³
• The most repayment choices - and help making sense of them
• No penalty for early repayment

We get it. You want to pay as little interest as possible and have monthly payments you can afford. That's why the College Ave Student Loan Product has low rates and multiple repayment options to help you manage the total cost of the loan.

Discover^® Student Loans

• Choice of fixed or variable interest rate
• Students may have the option to apply with a creditworthy cosigner. Adding a cosigner may improve the likelihood for loan approval and a lower interest rate.
• Applying online is quick and easy and our knowledgeable, US-based Student Loan Specialists are ready to help you anytime 24/7.
• Tools and information at DiscoverStudentLoans.com can help students and parents through each step of the process — from exploring financial aid to repaying student loans.
• Payments can be made anytime to help reduce the overall cost of the loan and there is never a penalty for prepaying.

Get competitive-rate in-school loans that work for you. SoFi makes the process simple—so paying for school is stress-free.

• You can see if you’ll qualify and what rate you’ll get without a hard credit check.
• Multiple in-school repayment options available, including interest-only and flat-fee, and deferred for undergrad and grad students.
• Additional perks like career planning, job search assistance and entrepreneurship support available.

CommonBond Private Student Loan

Student loans pay for college or graduate school at thousands of schools across the country

Get the help you need to pay for school with CommonBond. We’ve got your back with competitive rates, award-winning service, borrower protections, and multiple repayment options. No hidden fees, no double-digit APRs here. And we offer resources to help you make the right personal finance choices.

We’re on a mission to make student loans more affordable, more transparent, and easier to manage. We provide choices and support every step of the way, and take pride in being a partner on your educational journey. And the best part? With CommonBond, you’ll always receive a competitive rate. No double-digit interest rates here.

Here’s what you get when you choose CommonBond:

• Flexibility: Since everyone's financial situation is different, we provide flexibility — so you can make the best decision for yourself –
  • Borrow up to 100% of your school's cost of attendance.
  • Loan terms of 5, 10, and 15 years, each available at both fixed and variable rates.
  • Multiple repayment options, from paying as you go while in school (in exchange for a lower rate) to completely postponing payments until you graduate.
• Service: Our award-winning Care Team is available by phone, email, and live chat to answer any questions you have. Breathe easy — our experts know what you're going through!
• Simplicity: With our easy online application, you can get approved in minutes. There are no pre-payment penalties and no hassles. No kidding.
• Resources: We provide expert content, helpful webinars, and easy-to-use tools to help you understand the impact of your choices — so you can make the right decisions.
• Social Promise: Your loan makes a difference. For every loan we fund we also fund the education of a child in need. We're the first — and only — lender to make that promise.

Ascent Cosigned & Non-Cosigned Student Loans

Student loans should expand your possibilities, not limit them. Ascent’s private student loan gives students more opportunities to qualify for a loan! Ascent offers benefits that put students first, like 1% Cash Back at graduation and more…

Finally, a loan designed with you in mind.

• AFFORDABLE variable rates starting at 2.14% APR with Automatic Debit Discount*
• 1% CASH BACK Graduation Reward*
• NON-COSIGNED option may be available for eligible undergraduate juniors and seniors.
• PAY AFTER LEAVING SCHOOL – Customize your loan with flexible repayment options – start payments after graduation.
• FORGET FEES – No application, origination or disbursement fees. No prepayment penalty if you choose to pay your loan off early.
• COVER UP TO 100% of your tuition and eligible living expenses.

New-fashioned loans for the next generation

Earnest is a technology company using cutting-edge data science, smarter design, and software automation to rebuild financial services. With a mission to empower people with the financial capital they need to live better lives, Earnest's lending products are built for a new generation seeking to reach life's milestones. The company uses data and technology to understand every applicant's unique financial story and offer the lowest possible rates.

• Variable rates starting at 1.05% APR (including 0.25% Auto Pay discount)¹
• Check your eligibility in just 2 minutes
• 9 month grace period (3 months more than most lenders)²
• Fast application and decision-making process
• Flexible repayment options
• No fees for origination, disbursement, prepayment or late payment
• Skip a payment once per year (once repayment period restarted)³
• Covers up to 100% of the school's certified cost of attendance

Stride Funding Income Share Agreements

Stride Funding offers students flexible ways to pay for their education with Income Share Agreements (ISAs).

• No interest payments!¹
• Payments based on a fixed percentage of future income.
• Never pay more than you can afford.
• Innovative alternative to traditional student loans.
• Grace period after graduation before payments begin.
• Pause payments for certain life events.
• Graduate students or second Bachelor's only (Must have Bachelor's degree).