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Edvisors (ā€œEdvisors Network, Inc.ā€) provides independent advertising-supported platforms for consumers to search compare and apply for private student loans. Loan offers from participating lenders that appear on our websites are not affiliated with any college and/or universities, and there are no colleges and/or universities which endorse Edvisors’ products or services. Lender search results do not constitute an official college preferred lender list. Edvisors receives compensation from lenders that appear on this site. This compensation may impact the placement of where lenders appear on this site, for example, the order in which the lenders appear when included in a list. Not all lenders participate in our sites and lenders that do participate may not offer loans to every school.

Edvisors is not a lender and makes no representations or warranties about your eligibility for a particular loan or financial aid. Lenders are solely responsible for any and all credit decisions, loan approval and rates, terms and other costs of the loan offered and may vary based upon the lender you select. Please check with your school or lender directly for information related to your personal eligibility.

Edvisors has endeavored to provide accurate information. However, the results provided by lenders are for illustrative purposes only and accuracy is not guaranteed, as such, Edvisors assumes no responsibility for errors or omission in the information provided.

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Is There a Limit on Private Student Loans?
Answered by Elaine Rubin on 12/14/2018

If you were denied student loans because you have maxed out both your federal and private student loans, these are the options available to you.

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If I file the FAFSA, what happens if I decide I don't want to go to college anymore?
Answered by Elaine Rubin on 11/12/2018
If you're unsure about attending college, should you file the FAFSA? The Edvisor weighs in. Read More
Do I need to be a full-time student to request financial aid?
Answered by Elaine Rubin on 04/10/2018
Does enrollment status affect financial aid eligibility? Can only full-time students get financial aid? We break it down here. Read More
Should I wait until I graduate to get married?
Answered by Elaine Rubin on 03/19/2018
Should you wait until you graduate to get married? Will you lose your need-based aid if you get married? You've got tricky questions. We've got easy answers. The Edvisor tackles this topic! Read More
Is a Parent PLUS Loan forgiven if my parent dies?
Answered by Elaine Rubin on 01/29/2018
If the borrower of a federal student loan dies, the loan is cancelled. For example, if the borrower of a Parent PLUS Loan dies, the debt is discharged. It will not be charged against the borrower’s estate, nor is the cancelled Parent PLUS Loan debt treated as income to the student or the surviving spouse, if any.

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Can my parents defer Parent PLUS Loan payments if I'm going to graduate school?
Answered by Edvisors Network on 02/14/2017
The repayment of a Parent PLUS Loan may be deferred whenever the student is enrolled on at least a half-time basis. Read More
How will dropping to half-time status affect my student loan grace period?
Answered by Edvisors Network on 11/18/2015
The grace period can be thought of as a “waiting period” which affords a student loan borrower time before he or she has to start repaying his or her federal student loans. Grace period begins when a student loan borrower graduates or drops below half-time enrollment.

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Can a lender collect on a student loan from 20 years ago?
Answered by Edvisors Network on 10/22/2015
The answer to this question depends on whether the loans are federal or private. Statutes of limitation specify the maximum number of years after a loan goes into default during which the lender can sue to recover the debt.

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Can I continue to defer payments on my Parent PLUS Loans now that my daughter is in graduate school?
Answered by Edvisors Network on 07/22/2015
Yes. Many financial aid professionals will incorrectly answer “no.” Their intuition tells them that the repayment obligation may be deferred only during the student’s initial in-school period. Their reasoning may be influenced by other restrictions on the Parent PLUS Loan, such as the loan being available only for a dependent student’s undergraduate education. But, a careful reading of the law and regulations clearly indicates that the repayment of a Parent PLUS Loan may be deferred whenever the student is enrolled on at least a half-time basis. In this case, intuition is wrong.

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I have reached my federal student loan limits. How do I pay for college?
Answered by Edvisors Network on 07/16/2015
The annual loan limits on the Direct Unsubsidized Loan range from $5,500 to $7,500 for dependent undergraduate students and $9,500 to $12,500 for independent undergraduate students. The cumulative loan limits are $31,000 for dependent students and $57,500 for independent students.

Read More
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Edvisors provides expert advice on planning and paying for college. On Edvisors.com easily compare student loan lenders, learn how to apply for financial aid, and discover scholarships. Learn about federal and private student loans for students and parents, how and when to apply to college, and more!

Edvisors (“Edvisors Network, Inc.”) provides independent advertising-supported platforms for consumers to search compare and apply for private student loans. Loan offers from participating lenders that appear on our websites are not affiliated with any college and/or universities, and there are no colleges and/or universities which endorse Edvisors’ products or services. Lender search results do not constitute an official college preferred lender list. Edvisors receives compensation from lenders that appear on this site. This compensation may impact the placement of where lenders appear on this site, for example, the order in which the lenders appear when included in a list. Not all lenders participate in our sites and lenders that do participate may not offer loans to every school.

Edvisors is not a lender and makes no representations or warranties about your eligibility for a particular loan or financial aid. Lenders are solely responsible for any and all credit decisions, loan approval and rates, terms and other costs of the loan offered and may vary based upon the lender you select. Please check with your school or lender directly for information related to your personal eligibility.

Edvisors has endeavored to provide accurate information. However, the results provided by lenders are for illustrative purposes only and accuracy is not guaranteed, as such, Edvisors assumes no responsibility for errors or omission in the information provided.

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