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Do You Have to Pay Back the FAFSA®

The FAFSA application is used to determine a student’s eligibility for federal student aid, it’s free to complete and submit. Based on the information provided on the FAFSA, you may be offered a federal grant or federal student loan. In most cases you will not need to pay back federal grants . If you accept a federal student loan, you will have to repay the loan and any applicable interest based on the terms of borrowing the money.