What are my private student loan options?

College Ave Student Loans

Student Benefits

  • Fast application and instant credit decision
  • Borrow up to 100% of the school-certified cost of attendance (minimum $2,000)1
  • Free to apply and no disbursement fees
  • Choice of how long you take to repay — 8, 10, 12, or 15 years
  • Multiple repayment options, including deferred
  • 0.25% interest rate reduction when you make payments by automatic debit2
  • No penalty for early repayment


  • You (and your cosigner, if applicable) must be a U.S. Citizen or permanent resident.
  • You must be enrolled at least half-time as a student at an eligible degree-granting school.
  • Students must meet the minimum age of majority for their state of residence if applying alone.

The College Ave Student Loans Product is made by Firstrust Bank, member FDIC. All loan applications are subject to individual approval. Other terms and conditions apply.

1 As certified by your school and less any other financial aid you might receive.

2 The 0.25% auto-pay interest rate reduction applies as long as a valid bank account is designated for required monthly payments.

What are my private student loan options?