Credible Student Loan Marketplace

Eligibility

Each lender has different requirements when it comes to qualifying for a private student loan. But typically you must:

Have a qualifying credit score (or a cosigner with one)

Have a qualifying income and debt-to-income ratio (or a cosigner with one)

Be enrolled in an eligible education program

Be a U.S. citizen or legal resident with a Social Security number

Be at least 18 years old and hold a high school diploma or equivalent (or have a cosigner)

Use the loan for education purposes only

Apply for a Student Loan Via Credible

Fixed APR 3.24% - 17.99%

Variable APR 4.13% - 17.99%

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Featured Lender

¹ Student Loan Rate and Terms Disclosure: Rates displayed include Automatic Payment and Loyalty Discounts, where applicable. Note that such discounts do not apply while loans are in deferment. The lenders on the Credible.com platform offer fixed rates ranging from 3.24% - 17.99% APR and Variable interest rates from 4.13% - 17.99% APR. Variable rates will fluctuate over the term of the borrower's loan with changes in the Index rate. The Index will be either LIBOR or SOFR. Rates are subject to change at any time without notice. Your actual rate may be different from the rates advertised and/or shown above and will be based on factors such as the term of your loan, your financial history (including your cosigner’s (if any) financial history) and the degree you are in the process of achieving or have achieved. While not always the case, lower rates typically require creditworthy applicants with creditworthy co-signers, graduate degrees, and shorter repayment terms (terms vary by lender and can range from 5-20 years) and include Automatic Payment and Loyalty discounts, where applicable. Loyalty and Automatic Payment discount requirements as well as Lender terms and conditions will vary by lender and therefore, reading each lender’s disclosures is important. Additionally, lenders may have loan minimum and maximum requirements, degree requirements, educational institution requirements, citizenship and residency requirements as well as other lender-specific requirements. Lenders will conduct a hard credit pull when you submit your application. Hard credit pulls will have an impact on your credit score.

Credible Student Loan Marketplace

Benefits

Eligibility

Apply for a Student Loan Via Credible