LendKey Private Student Loan

When federal student loans aren't enough to cover the cost of your education, a LendKey Private Student Loan can help. With a loan from a non-profit credit union in the LendKey program, you can borrow up to your Cost of Attendance for both undergraduate and graduate programs.

Apply for a LendKey Private Student Loan

Student Benefits

• No origination fee or prepayment penalties
• Available for both undergraduate and graduate school student loans
• 0.25% Interest Rate Reduction with automatic payment
• Interest paid on private student loans may be tax deductible
• Cosigner release available
• No handoffs ever, you stay with LendKey from application to final payment
• 30-day no-fee return policy for all borrowers
• All loans funded by community lenders like not-for-profit credit unions and community banks
• 97% borrower satisfaction shows our best in class customer service

Apply With a Cosigner

While not required, we strongly encourage students to apply with a creditworthy cosigner if they may have difficulty qualifying for a loan due to limited income and credit history. This may increase an applicant's chances of approval and of possibly obtaining a better interest rate.

Apply for a LendKey Private Student Loan

Features

• Funds can be used to pay for qualified education expenses, including:
  • Tuition
  • Room and board
  • Books
  • Computer(s)
  • More!

Loan Terms

• Borrow up to 100% of your cost of attendance (max. $120,000 for undergraduates, $160,000 for graduate students)
• Use the funds for any qualified educational expense, including past due tuition bills
• Loan cancellation available within 30 days of disbursement with no fees or interest due

Eligibility

• Borrower must be enrolled in an eligible school and pursuing a degree program
• Borrower must be a member or join a participating credit union during the online application process
• Borrower must be a U.S. Citizen or permanent resident
• Creditworthy student borrowers can apply without a cosigner

Apply for a LendKey Private Student Loan

Disclaimers

¹Subject to lender approval. Borrower must meet lender's credit and income requirements.