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A no annual fee credit card, is offered by banks without charging a yearly fee. These cards are cost-effective because they save you from paying an annual fee. Plus, they often come with reasonable terms and conditions. Many top no annual fee cards also offer perks like cash bonuses and balance transfer options, making them an attractive choice.
Whether you are looking to build credit or gain travel benefits, there is a no annual fee card for you. Read below for some of the best no annual fee credit cards available.
Petal® 2 Visa® Credit Card
- Cash Back
- 1-1.5%
- Annual Fee
- $0
This Cash Back No Fees Visa Credit Card is available to those eligible in the range of limited to great credit and does not require a security deposit. See website for details.
- Variable APR: 27.99% - 31.49%
- 1% cash back first 12 months; 1.5% afterwards
- Build your credit with responsible use
Citi® Double Cash Credit Card
- Cash Back
- 2%
- Annual Fee
- $0
If you are looking to transfer your current balance and earn as much cash back as possible, Citi's Double Cash card may be right for you. Twice the cash back, twice as rewarding. See website for details.
- Variable APR: 18.74-28.24%
- 0% Introductory APR for 18 months
- Get special access to purchase tickets to thousands of events
Capital One® SavorOne® Rewards Credit Card
- Cash Back
- 5%
- Annual Fee
- $0
The Savor Rewards card features an unlimited 3% back on entertainment, dining, eligible streaming services and grocery stores. For other purchases, you get 1% back. See website for details.
- Variable APR: 19.24-29.24%
- Rewards never expire
- 5% cash back on hotel and cars booked through Capital One Travel
Bank of America® Travel Rewards Credit Card
- Points
- 1.5
- Annual Fee
- $0
Ideal for travelers who want to avoid an annual fee or those occasional travelers who only take a few trips per year and want to earn rewards on everyday spending, not just travel purchases. See website for details.
- Variable APR: 18.24-28.24%
- No foreign transaction fees
- 0% introductory APR for 15 months
Chase Freedom Unlimited® Credit Card
- Cash Back
- 1.5%
- Annual Fee
- $0
With Chase, earn 3% back on restaurant and drugstore purchases and 5% on travel purchased through Chase. See website for details.
- Variable APR: 19.99-28.74%
- Low introductory APR
- Rewards never expire
Discover it® Cash Back Credit Card
- Cash Back
- 5%
- Annual Fee
- $0
This unique offer, only available from the Discover it Cash Back card, gives you unlimited cash back at the end of the year of opening the account. Discover matches your cash back amount, which means you could receive $800 from your $400 total. See website for details.
- APR after intro: 17.74% to 27.74%
- 1% cash back on all other purchases
- Rewards never expire
* Cashback Match: Only from Discover, as of October 2021. Discover will match all the cash back rewards earned from the day the new account is approved through the first 12 consecutive billing periods or 365 days, whichever is longer, and will add it to the rewards account within two billing periods.
