Brazos Parent Loan Disclaimers

Brazos Refinance Loan

¹Rates as of 05/01/2023. Lowest rate shown is for eligible, creditworthy applicants and requires a 5 year repayment term and the Auto-Pay Discount of .25%. Your actual interest rate and repayment amounts may be different depending upon the terms you choose and your financial and credit history. Not all borrowers receive the lowest rate. The rate is expressed as an APR. Since there are no fees associated with this loan, the APR is the same as the actual interest rate of the loan. While the APR, once you proceed, may differ slightly depending upon calculation methods and certain assumptions, the actual interest rate will not change.

Auto-Pay Discount includes a .25% interest rate reduction when either the borrower or cosigner authorizes ACH payments of full principal and interest from any bank account. Certain other terms and conditions apply.

²Rates as of 04/01/2023. Lowest rate shown is for eligible, creditworthy applicants, requires a 5 year repayment term and assumes the current 1 month LIBOR rate of 0.96% plus a margin of 3.5% minus the .25% Auto-Pay Discount. Your actual interest rate and repayment terms may be different depending upon the terms you choose and your financial and credit history. Not all borrowers receive the lowest rate. In addition, the variable rate is subject to change monthly, based upon the 1-month LIBOR index, and, as such may increase (or decrease) monthly, even after consummation. This means that your payment may increase, or decrease, after disbursement. The variable rate is capped and will never exceed 9.90%. The rate is expressed as an APR. Since there are no fees associated with this loan, the APR is the same as the actual interest rate for the loan. While the APR, once you proceed, may differ slightly depending upon the calculation methods and certain assumptions, the base rate and margin that you are charged will remain as stated.