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Saving for College Articles

With 529 savings plans, earnings are tax-deferred and distributions can be excluded from income. Learn more about qualifications, eligibility and restrictions.

Money saved in the parent’s name or a parent- or student-owned 529 college savings plan will have a minimal impact on the student’s eligibility for need-based financial aid.

With prepaid tuition plans, one may buy a percentage of a year’s tuition that can be used to pay for college when the child enrolls years in the future.