Thrivent Refinance Disclaimers

Disclaimers

¹For our fixed-rate loans, the APRs in effect as of 05/01/2018, range from 3.74% to 9.74% (includes auto-debit discount of 0.25%), depending upon your and/or your cosigner’s credit histories and the repayment option you select.

²For our variable-rate loans, the APRs in effect as of 05/10/2019, range from 4.00% to 11.50%, depending on your and/or your cosigner’s credit histories and the repayment option you select.

³Graduated Repayment Plan Payment Example – This informational repayment example uses typical loan terms available to a borrower who elects the graduated repayment plan and makes lower payments for the first 2 years in repayment, has a $30,000 loan and a 3.99% fixed APR: 24 payments of $143.05; 156 payments of $237.90 for a total paid of $40,546.41.

Immediate Repayment Plan Payment Example – This informational repayment example uses typical loan terms available to a borrower who elects the immediate principal and interest payment plan; has a $30,000.00 loan and a 3.99% fixed APR: 180 payments of $221.75 for a total paid of $39,915.86.

Graduated Repayment Plan Payment Example – This informational repayment example uses typical loan terms available to a borrower who elects the graduated repayment plan and makes lower payments for the first 2 years in repayment, has a $30,000 loan and a 5.00% variable APR: 24 payments of $161.49; 156 payments of $253.99, for a total paid of $43,487.83. Variable rates may increase after consummation.

Immediate Repayment Plan Payment Example – This informational repayment example uses typical loan terms available to a borrower who elects the immediate principal and interest payment plan; has a $30,000.00 loan and a 5.00% variable APR: 180 payments of $237.24, for a total paid of $42,702.76. Variable rates may increase after consummation.