529 college savings plans are offered by 49 states and the District of Columbia. 529 plans may be offered in two versions, direct-sold and advisor-sold. Direct-sold 529 plans are available directly from the state, while advisor-sold 529 plans are available through investment advisors. The return on investment from some advisor-sold plans may be slightly higher than the direct-sold plans, but the fees are much higher. After accounting for fees, in most states the net return is highest among the direct-sold plans.
PrivateStudentLoans.com recommends you consider all financial aid alternatives including grants, scholarships and federal loans
(Federal Stafford, Federal Parent PLUS, Federal Grad PLUS) prior to applying for private student loans.
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