Federal Student Loan Deferment Options
A deferment is a temporary suspension of payments on a federal student loan. Learn more about the terms and conditions of different deferment options.
Federal Student Loan Forbearance
A forbearance temporarily suspends or reduces a student loan payment. Learn about forbearance types and eligibility requirements for federal student loans.
Deferment and Forbearance Forms
To qualify for a temporary suspension of federal student loan payments, the borrower must apply for a deferment or forbearance by sending the correct form to the loan’s servicer. Download the most common forms here.