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Edvisors (“Edvisors Network, Inc.”) provides independent advertising-supported platforms for consumers to search compare and apply for private student loans. Loan offers from participating lenders that appear on our websites are not affiliated with any college and/or universities, and there are no colleges and/or universities which endorse Edvisors’ products or services. Lender search results do not constitute an official college preferred lender list. Edvisors receives compensation from lenders that appear on this site. This compensation may impact the placement of where lenders appear on this site, for example, the order in which the lenders appear when included in a list. Not all lenders participate in our sites and lenders that do participate may not offer loans to every school.

Edvisors is not a lender and makes no representations or warranties about your eligibility for a particular loan or financial aid. Lenders are solely responsible for any and all credit decisions, loan approval and rates, terms and other costs of the loan offered and may vary based upon the lender you select. Please check with your school or lender directly for information related to your personal eligibility.

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Federal Student Loans

How Financial Aid Works What are Federal Student Loans Undergraduate Loans Graduate Loans
How Financial Aid Works
What are Federal Student Loans
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Federal Student Loans

Editor's Picks for Federal Student Loans

Elaine Rubin

FAFSA® FAQ - Your FAFSA® Questions Answered

By Elaine Rubin
FAFSA questions answered! Quick simple answers to the most common questions asked about the FAFSA.
Read Article
Blue and Green piggy banks each atop it's own stack of coins to convey expression of comparing student loans
Elaine Rubin

Compare Subsidized and Unsubsidized Student Loans

By Elaine Rubin
The federal student loan program offers a variety of options. It can seem overwhelming, and tricky to navigate, but it doesn't have to be. Learn more about your options and compare the loans to find out which one is right for you.
Read Article
Piggy bank wearing graduation cap with cash and coins in front to convey concept of paying for college
Elaine Rubin

The Complete Guide to Federal Undergraduate Student Loans

By Elaine Rubin
Get your federal undergraduate student loan questions answered with our complete guide!
Read Article
Edvisors Network

Financial Aid for Graduate School

By Edvisors Network
First, start by filing the FAFSA to apply for federal student loans. There are thousands of scholarships and grants available for graduate students as well.
Read Article

Most Popular Federal Student Loan Articles

Elaine Rubin

Student Loan Borrowing Limits in 2023?

By Elaine Rubin
Updated on 06/30/2020
Most student loans have limits that affect how much you can borrow. Learn about the limits for Direct, Perkins, PLUS, consolidation, and private loans.
Read Article
Elaine Rubin

Direct Unsubsidized Loans

By Elaine Rubin
Updated on 09/30/2022
Direct Unsubsidized Loans are federal student loans available to undergraduate and graduate students. Learn more about eligibility, interest rates, and how to apply.
Read Article
Edvisors Network

Student Loans for Health Professions - HPSL

By Edvisors Network
Updated on 03/08/2021
Health professions student loans are need-based, government loans that come with service requirements and loan limits. There are four kinds of health professions loans.
Read Article

How Financial Aid Works

Elaine Rubin

Financial Aid Award Letter and How to Read It

By Elaine Rubin
Updated on 03/03/2020
Financial aid letters can play a big part in what school you choose to attend. We've got tips on what they mean, plus how to compare them.
Ainsley Rindfleisch

How to Get a Student Loan

By Ainsley Rindfleisch
Updated on 04/13/2022
Wondering how to get a student loan? The first step is to fill out the FAFSA.
Elaine Rubin

Federal Student Loan Interest Rates and Fees

By Elaine Rubin
Updated on 09/30/2022
Interest rates on Direct Loans are fixed. Undergraduates receive lower interest rates than graduate students. Find current interest rates and fees for Direct Loans.
Elaine Rubin

Student Loans for College 2023

By Elaine Rubin
Updated on 05/23/2022
There are two main types of student loans for college. Federal student loans offered by the federal government, and private student loans. Get straight answers on how they work and which one may be best for you.
Back to categories

What are Federal Student Loans

Elaine Rubin

Compare Subsidized and Unsubsidized Student Loans

By Elaine Rubin
Updated on 09/30/2022
The federal student loan program offers a variety of options. It can seem overwhelming, and tricky to navigate, but it doesn't have to be. Learn more about your options and compare the loans to find out which one is right for you.
Elaine Rubin

Student Loan Borrowing Limits in 2023?

By Elaine Rubin
Updated on 06/30/2020
Most student loans have limits that affect how much you can borrow. Learn about the limits for Direct, Perkins, PLUS, consolidation, and private loans.
Elaine Rubin

Parent PLUS Loans vs. Private Student Loans

By Elaine Rubin
Updated on 09/30/2022
Review the pros and cons of Parent PLUS Loans to private student loans. Comparison chart included.

Private Parent Loans

Updated on 06/16/2015

Several lenders offer private loans specifically for the parents of college students. Learn more about the costs and benefits of Private Parent Loans.

Elaine Rubin

What are Federal Parent PLUS Loans and How to Apply?

By Elaine Rubin
Updated on 09/30/2022
Learn how who is eligible to borrow a Parent PLUS Loan, what to consider, and how to apply.
Edvisors Network

Understanding Student Loan Deferment and Forbearance

By Edvisors Network
Updated on 08/25/2022
Student loan deferment is a temporary suspension of student loan payments, whereas forbearance is a plan that temporarily reduces or suspends student loan payments, but the borrower is still responsible for paying the interest on the loan while in forbearance.
Elaine Rubin

How do I Locate my Student Loans?

By Elaine Rubin
Updated on 08/25/2022
Here are four common methods for locating your student loans. You will need to know who your loan servicers are in order to refinance your student loans.
Elaine Rubin

What is Student Loan Default and How to Recover

By Elaine Rubin
Updated on 08/25/2022
Student loan default can stay on your credit report for up to 7 years. Even if you are falling behind on your payments you can prevent student loan default. If you are in student loan default, there are ways to recover.
Back to categories

Undergraduate Loans

Tre Norman

How to Pay for Community College

By Tre Norman
Updated on 06/01/2022
One of the benefits of community college is its affordability. Here are 8 different ways you can pay for community college, 6 of which do not require student loans.
Elaine Rubin

Direct Subsidized Loans

By Elaine Rubin
Updated on 05/23/2022
Get the details on the Direct Subsidized Loan program, including eligibility, interest rates and how to apply.
Elaine Rubin

Direct Unsubsidized Loans

By Elaine Rubin
Updated on 09/30/2022
Direct Unsubsidized Loans are federal student loans available to undergraduate and graduate students. Learn more about eligibility, interest rates, and how to apply.
Elaine Rubin

The Complete Guide to Federal Undergraduate Student Loans

By Elaine Rubin
Updated on 09/30/2022
Get your federal undergraduate student loan questions answered with our complete guide!
Back to categories

Graduate Loans

Edvisors Network

Financial Aid for Graduate School

By Edvisors Network
Updated on 05/23/2022
First, start by filing the FAFSA to apply for federal student loans. There are thousands of scholarships and grants available for graduate students as well.
Edvisors Network

Student Loans for Health Professions - HPSL

By Edvisors Network
Updated on 03/08/2021
Health professions student loans are need-based, government loans that come with service requirements and loan limits. There are four kinds of health professions loans.
Edvisors Network

Bar Exam and Bar Prep Loans

By Edvisors Network
Updated on 10/17/2022
Why should you apply for a bar loan? Bar exam and bar prep loans cover the costs of exam prep, the bar exam itself, and living expenses while you are preparing to take the bar.
Edvisors Network

Dental Residency and Relocation Loans

By Edvisors Network
Updated on 10/17/2022
Residency and relocation loans help dental school students and graduates pay for the cost of preparing for dental boards and relocating for a residency.
Elaine Rubin

How to Pay for Law School

By Elaine Rubin
Updated on 09/30/2022
There are options to help pay for law school such as scholarships, grants, federal and private student loans. We explain these options so you can determine how you will pay for law school.
Elaine Rubin

How to Pay for Medical School

By Elaine Rubin
Updated on 09/30/2022
Medical students can find scholarships, fellowships, and assistantships to help pay for school. Savings may be an option, but loans are often needed. Start with federal student loans then look for competitive private loans.
Elaine Rubin

How to Pay for Pharmacy School

By Elaine Rubin
Updated on 09/30/2022
Scholarships, grants and federal student loans are the best place to start when paying for pharmacy school. Private student loans are also an option and offer competitive interest rates.
Edvisors Network

Best MBA Loans for Business School

By Edvisors Network
Updated on 10/17/2022
Planning on earning an MBA? Get to know your federal and private student loan options for covering the cost of business school, including who is eligible, and how much you can borrow.
Edvisors Network

Medical Residency and Relocation Loans

By Edvisors Network
Updated on 10/17/2022
Medical and residency loans help post-graduate medical students pay for board exam fees and costs associated with residency and relocation. Find competitive loans from top lenders.
Elaine Rubin

Student Loans for Graduate School

By Elaine Rubin
Updated on 05/23/2022
Graduate students can borrow federal and private student loans. Federal student loans include Direct Unsubsidized Loans and Grad PLUS Loans. Private student loans are also available and may offer more competitive rates.
Edvisors Network

Compare Private Student Loans to PLUS Loans

By Edvisors Network
Updated on 09/30/2022
Comparing student loan options for can be difficult. This chart will help you understand the differences between private student loans and PLUS Loans, including options for parents.
Back to categories

Federal Student Loans

Most college students will have to borrow one or more student loans before they graduate, because there aren’t enough government grants to cover all college costs. There are more than $100 billion in new student loans made each year and more than $1 trillion in student loan debt outstanding.
Read More Info

The average student loan debt for a bachelors degree is $36,510 and the average student loan debt for a masters degree is $71,318
Read More Info

It is always best to determine if you have federal or private student loans, and who services them before you start the refinance or consolidation process. To find your federal student loans log into your My Federal Student Aid account with the U.S. Department of Education. For private student loans request your free annual credit report at AnnualCreditReport.com.
Read More Info

Most new private student loans require the borrower to have a creditworthy cosigner. This includes more than 90% of new private student loans to undergraduate students and more than 75% of new private student loans to graduate and professional students. But, what if the student doesn't have a creditworthy cosigner?
Read More Info

There are the obvious expenses you can use your student loans for such as school tuition and fees. However, you can use your student loans to help you cover other education-related costs. Some of those items include:
Read More Info

To qualify for federal, state, and college financial aid for graduate school, you have to submit the FAFSA (Free Application for Federal Student Aid). The FAFSA is required to receive federal and state grants and scholarships, as well as federal student loans, including Perkins Loans, Direct Unsubsidized Loans, and Grad PLUS Loans.
Read More Info
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Edvisors provides expert advice on planning and paying for college. On Edvisors.com easily compare student loan lenders, learn how to apply for financial aid, and discover scholarships. Learn about federal and private student loans for students and parents, how and when to apply to college, and more!

Edvisors (“Edvisors Network, Inc.”) provides independent advertising-supported platforms for consumers to search compare and apply for private student loans. Loan offers from participating lenders that appear on our websites are not affiliated with any college and/or universities, and there are no colleges and/or universities which endorse Edvisors’ products or services. Lender search results do not constitute an official college preferred lender list. Edvisors receives compensation from lenders that appear on this site. This compensation may impact the placement of where lenders appear on this site, for example, the order in which the lenders appear when included in a list. Not all lenders participate in our sites and lenders that do participate may not offer loans to every school.

Edvisors is not a lender and makes no representations or warranties about your eligibility for a particular loan or financial aid. Lenders are solely responsible for any and all credit decisions, loan approval and rates, terms and other costs of the loan offered and may vary based upon the lender you select. Please check with your school or lender directly for information related to your personal eligibility.

Edvisors has endeavored to provide accurate information. However, the results provided by lenders are for illustrative purposes only and accuracy is not guaranteed, as such, Edvisors assumes no responsibility for errors or omission in the information provided.

Copyright © 1998-2023 by Edvisors Network, Inc. All rights reserved.

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